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Business Details
26 Years
experience
Emergency
services
Business & Property Insurance Specialists Stourbridge
Established in 2000, Insurance 2 Day Insurance Services Limited has built a reputation as an independent insurance intermediary specialising in commercial and property insurance solutions for SMEs. Our team combines over two decades of industry experience with a client-centric approach, offering tailored coverage through partnerships with composite insurers, MGAs, and Lloyd's of London. As part of the Cobra Network, we leverage extensive buying power to secure competitive terms while maintaining our independence.

Our services include proactive claims management, risk assessment, and access to bespoke delegated authority schemes. We prioritise transparency, ensuring clients understand policy details beyond price considerations, with a dedicated team providing expert guidance throughout the insurance lifecycle. Our FCA authorisation and BIBA membership underscore our commitment to regulatory compliance and industry best practices.
Services
Commercial Combined Insurance Property Insurance Professional Indemnity Cyber Insurance Motor Fleet Insurance Marine Transit Insurance Terrorism Insurance Loss Recovery Insurance Contractors All Risks Business Interruption Cover
Details
  • Year established: 2000
Highlights and features
  • We offer 20+ years' specialist experience in commercial insurance broking
  • Our FCA-authorised team provides direct access to major insurers and bespoke schemes
  • We guarantee proactive claims management with independent loss adjuster support
  • Our Cobra Network membership secures competitive rates without compromising independence
  • We deliver tailored risk assessments addressing specific business exposures
Associations and certifications
  • Financial Conduct Authority
  • British Insurance Brokers Association
  • Cobra Network
What people say
Friendly and efficient provider Commercially cost effective Empathy to clients Proactive claims management Expert insurance solutions
Services
Commercial Combined Insurance
Tailored insurance packages combining property, liability, and business interruption cover for manufacturers, wholesalers, and trade businesses. Provides comprehensive protection against fire, flood, theft, and legal liabilities. Includes optional extensions for cyber risks, directors' liability, and engineering breakdowns.
Property Insurance
Specialist coverage for commercial properties including buildings, contents, and business interruption. Available for let, residential, and unoccupied properties. Features reinstatement cost assessments and terrorism insurance options.
Professional Indemnity
Protection against claims arising from professional negligence or breach of duty. Essential for consultants, IT professionals, and design services. Includes legal expense coverage and cyber liability extensions.
Loss Recovery Insurance
Policy providing independent chartered loss adjusters for claims over 5,000. Facilitates claim preparation, negotiation, and settlement. Offers unlimited expert advice during complex insurance claims processes.
Cyber Insurance
Coverage against cyber threats including data breaches, ransomware attacks, and business interruption from IT system failures. Includes incident response support and regulatory compliance assistance.
People
Steve Robinson
Founder
With extensive broking and underwriting experience, Steve established Insurance 2 Day in 2000 after relocating from London. He has driven the company's growth through strategic office expansions and maintaining independent brokerage status while securing access to major insurance markets.
Questions
What types of business insurance do you offer?
We provide combined commercial policies, property insurance, professional indemnity, cyber cover, motor fleet, marine transit, and specialist liability insurance tailored to SME needs.
How do I make a claim?
Contact our office during business hours or complete our online Report A Claim form for emergency assistance. Our team will guide you through the claims process with support from independent loss adjusters.
Do you cover high-risk industries?
Yes, our experienced broking team places complex and diverse risks with specialist insurers, including bespoke delegated authority schemes for challenging exposures.
Are you FCA regulated?
Yes, Insurance2day is authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict financial services standards.
Can I get business interruption cover?
Yes, we offer business interruption insurance as part of commercial combined policies, covering income loss from insured perils with reinstatement cost assessments available.
Do you offer cyber insurance?
Yes, our cyber insurance policies protect against data breaches, ransomware attacks, and IT system failures, including response support and regulatory compliance assistance.
Reviews (4)
Justine Lennon
Jun 14, 2021 Report
I have used Insurance2day for my business insurance for many years. Always a professional, friendly and competitive service. I highly recommend Emma and the team, give them a call you won't be disappointed.
David Bergin
Feb 19, 2019 Report
I was nearing my renewal date for my PI and PL insurance and was talking to a very good friend of mine about the exorbitant costs that I was being charged, my friend said that I should contact Emma Robinson at Insurance2day which I did. Emma was very thorough ensuring the cover that I actually needed was bespoke to what I did and Emma went that extra mile and conversed with the insurers so the cost was in line with the cover supplied, consequently saving me over 200 a year, if you want a bespoke insurance policy ask Emma to arrange your policy and save money.
Sevim Hasan
Feb 07, 2019 Report
I've recommended Emma and her team to several of my clients and have always had excellent feedback, from the prompt follow up to the detailed and clear advice that has been given.
Sarah Whitticase
Jan 04, 2019 Report
Business insurance is so important - Emma and her team offer really good advice and help to choose the right options