Business Details
27 Years
experience
Your Trusted Partner for Comprehensive Boat Insurance
Established in 1999, Mercia Marine specialises in providing comprehensive boat insurance solutions tailored to the marine leisure sector. Our UK-based team combines technical expertise with a personal approach, offering policies for diverse vessel types including yachts, dinghies, motorboats, and commercial marine assets. We prioritise customer service through direct communication with experienced professionals, eliminating call centre queues. Our policies feature up to 30% no claims discount, free water-skiing and racing cover, and third-party indemnity up to 5 million. Regulated by the Financial Conduct Authority (FCA), we maintain strict compliance with industry standards while delivering competitive premiums.With over two decades of experience, we've built a reputation for efficient claims handling and transparent policy documentation. Our online platform enables rapid quotes and instant coverage, typically completed within two minutes. We serve both private and commercial clients nationwide, offering flexible payment options and dedicated support through telephone, email, and in-person visits. Our commitment to customer satisfaction is evidenced by 1,000+ positive testimonials and consistent service improvements since our founding.
Services
Yacht Insurance
Dinghy Insurance
Motorboat Insurance
Commercial Marine Insurance
Narrowboat Insurance
Racing Boat Insurance
Houseboat Insurance
Fishing Boat Insurance
Details
- Year established: 1999
Highlights and features
- Established in 1999 with marine insurance expertise
- Tailored 'All Risks' policies for diverse vessel types
- Up to 30% no claims discount available
- Specialist claims service with rapid response
- FCA regulated for consumer protection
Associations and certifications
- Financial Conduct Authority
What people say
Quick and easy process
Excellent customer service
Clear policy details
Effortless annual renewal
Exceptionally high standard
Services
Yacht Insurance
Comprehensive protection for luxury and performance yachts with agreed value policies. Includes up to 5 million third-party indemnity and free racing cover. Ideal for owners seeking tailored marine insurance solutions with specialist claims handling.
Dinghy Insurance
Specialist coverage for racing and recreational dinghies with free racing protection. Features no excess on first claims and rapid online quotes. Designed for competitive sailors and casual boaters requiring reliable insurance.
Commercial Marine Insurance
Tailored policies for marine trade operations including boat builders, charter services, and equipment hire businesses. Provides business interruption cover and liability protection with flexible terms for commercial marine enterprises.
Narrowboat Insurance
Custom coverage for canal boats and liveaboard narrowboats with optional contents protection. Includes emergency assistance and repair guarantees. Suitable for residential and commercial inland waterway vessels.
Motorboat Insurance
Comprehensive protection for speedboats, cruisers, and fishing vessels with free water-skiing cover. Features rapid claims processing and agreed value settlement options for powered watercraft owners.
Questions
What types of boats can I insure?
We cover yachts, dinghies, motorboats, narrowboats, fishing boats, racing vessels, and commercial marine assets.
How quickly can I get insured?
Most policies can be arranged online in under two minutes with instant coverage confirmation.
What discounts are available?
Up to 30% no claims discount with protected status available for eligible policyholders.
How do I make a claim?
Contact our specialist claims team directly via phone or use our online notification system for urgent cases.
Are you FCA regulated?
Yes, we operate under Mercia Underwriting Solutions Ltd (FCA reg. 304948) with full regulatory compliance.
Reviews (3)
David Barker
May 23, 2021
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Very happy with the level of service! I had been having difficulty finding insurance for my vessel but Mercia Marine were able to assist and provide cover in a quick and easy manner. Highly recommend for other boaters.
Rebecca Macdonald
May 01, 2021
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Been using mercia marine for many years, great customer service, the staff are very friendly and always happy to help.
Scuba Steve
Mar 14, 2021
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Critical: Professionalism One of their underwriters makes vile anti-Irish and and anti-Catholic comments online.