Business Details
50+ Years
experience
Emergency
services
Trusted Specialist Insurance for Churches and Communities
Baptist Insurance has been safeguarding Baptist churches and communities since 1905, combining deep sector knowledge with tailored insurance solutions. Our expertise stems from over a century of understanding the unique challenges faced by religious and charitable organisations, including evolving legislative demands and budgetary constraints. We specialise in church insurance, commercial insurance, property owners insurance, and home insurance, with policies designed to protect property, people, and activities.Our commitment extends beyond insurance through risk management resources, grants programmes, and reinvestment of financial surpluses into Baptist community initiatives. With a team of specialists and 24/7 claims support, we provide comprehensive coverage and practical assistance to help churches maintain safe environments for worship and community engagement. Our regulatory compliance and transparent operations reflect our dedication to integrity, sustainability, and service excellence.
Services
Church Insurance
Commercial Insurance
Property Owners Insurance
Home Insurance
Legal Expenses Insurance
Details
- Year established: 1905
Highlights and features
- 120 years of specialist experience in Baptist church insurance
- Policies tailored to meet specific church and community needs
- 24/7 claims service with 97% customer satisfaction
- Over 2m in grants awarded to Baptist churches in the last decade
- Reinvestment of profits into Baptist community growth initiatives
Associations and certifications
- Prudential Regulation Authority
- Financial Conduct Authority
What people say
Prompt claims service
Tailored insurance solutions
Expertise in church insurance
Community-focused approach
Comprehensive coverage options
Services
Church Insurance
Our church insurance provides comprehensive protection for Baptist churches including buildings, contents, and liability coverage. Policies include up to 10,000 for office equipment, musical instruments, and event items, with theft cover and accidental damage protection. Legal expenses insurance up to 250,000 safeguards against legal challenges, while flexible payment options and specialist risk management support ensure churches receive tailored protection and practical assistance when needed.
Commercial Insurance
Designed for charities associated with churches and community groups, our commercial insurance offers public liability up to 5 million, employers liability, and property protection against fire, flood, and theft. Coverage extends to business interruption, legal expenses, and optional equipment breakdown, with policies tailored to individual organisational needs. This specialist cover helps protect charitable operations while supporting mission-driven activities through flexible, risk-appropriate terms.
Property Owners Insurance
This insurance protects property owners including sole traders and SMEs with coverage for buildings, contents, and rental income loss. Features include terrorism cover, equipment breakdown protection, and public liability up to 5 million. Policies accommodate various property types with inflation protection for sums insured and enhanced cover for properties occupied by ministers, ensuring property owners receive comprehensive protection against physical damage and liability risks.
Home Insurance
Our home insurance offers buildings cover up to 750,000 and contents cover up to 75,000 with automatic 20% content increase for celebrations. Standard features include home emergency cover, legal advice, and automatic renewal options. Tailored for church officials and congregations, policies provide new-for-old replacements (excluding clothing) and optional extensions for personal belongings, ensuring comprehensive protection for residential properties with flexible payment arrangements.
Legal Expenses Insurance
Provided in partnership with ARAG, this service covers employment disputes, contract issues, property protection, and tax matters with 24/7 helpline support. Coverage includes legal fees, compensation awards, and appeal costs for civil matters with pre-approved cases. The service helps policyholders navigate legal challenges through experienced professionals while maintaining exclusions for legal fines and pre-policy incidents, ensuring accessible legal protection as part of broader insurance packages.
People
Chris Brudenell
Customer Relationship Manager
Chris Brudenell serves as Customer Relationship Manager at Baptist Insurance, supporting churches and regional associations with insurance solutions. With extensive knowledge of Baptist community needs, he provides expert guidance on policy matters, risk management, and claims support to ensure churches receive appropriate coverage and practical assistance.
Questions
What specific risks does your church insurance cover?
Our church insurance covers buildings, contents, theft of external metals, accidental damage, employer liability, and legal expenses up to £250,000, with specific limits for office equipment, musical instruments, and events.
How do I make a claim outside business hours?
Claims can be made 24/7 by calling 0345 070 2223, with emergency home cover available through dedicated contractors for urgent repairs.
Do you offer grants for Baptist churches?
Yes, we award grants four times annually for evangelism and community outreach, having distributed over £2 million in the past decade to support Baptist church initiatives.
Can I pay insurance premiums monthly?
Yes, we offer monthly direct debit payments for most policies with automatic renewal options available for continued coverage.
What risk management resources do you provide?
We offer guides, templates, checklists, and expert advice on fire safety, security, health and safety, and property maintenance to help churches prevent claims and maintain safe environments.
