You have consistently guided us in a professional way through the complex and seemingly ever changing world of insurance. We trust you to ensure that you find us the most appropriate policy for our needs, with an insurer who is well established and efficient and at a price which is competitive. Insurance should be hassle free and simple, with no compromises on quality of cover, service, advice or cost. We pride ourselves on being able to provide thousands of businesses the extra mile, saving on their premiums and providing valuable business advice and resources.
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Public liability insurance is essential for any sole trader, partnership or company that has potential exposure to cause property damage or personal injury to any person who is not under your employment. Having a public liability policy in place can help to keep your mind at rest in the event that a client or member of the public suffers damages or injury because of your business.
If you employ one or more people to work for your business, you will need a suitable employers' liability insurance policy to meet the minimum legal requirement. This protects you in case a member of staff suffers an injury or illness whilst working for you and decides to make a claim against your business for compensation.
We appreciate that claims involving professional indemnity can often be complex matters. Our team will be here to discuss any questions you may have regarding your policy and we can guarantee that we will have your back if you need professional advice when defending a claim. The level of cover you require for professional indemnity insurance will be trade dependent with the majority of businesses taking cover up to 5 million. If required, we can build additional layers of cover in to your policy to achieve a higher amount of cover.
Public liability insurance, also known as PL insurance, protects your business from compensation claims as a result of injury to members of the public or their property following an accident caused by your business. Public liability insurance is not a legal requirement but it is vital to have adequate protection in place if you work with clients or suppliers who could sue you for damages following injury or damage to their assets.
Reviews (14)
Julie Greaves
May 09, 2022
Derek Guest
May 08, 2022
Andrea Hardman
Apr 25, 2022
Paul Brown
Apr 21, 2022
James Tew
Mar 15, 2022
Janet Jackson
Feb 14, 2022
Advanced Access Solutions Gb Ltd
Sep 29, 2021
Philip Paulden
Sep 07, 2021
Andy Arpino
Aug 19, 2021
Gary Ferguson
Jun 17, 2021
Uk Cover Factory
Jun 04, 2021
We would strongly recommend them. Spent half a day calling insurance brokers down south and was very disappointed. Found B&M Insurance on google and did a little bit browsing through their website. After 5 mins of conversation with Joshua, I did realise that we have landed in the right place. If the price is right, we will come back next year and the year after. Thanks Joshua Keep up the good work!
Bluebox Integration It Team
May 14, 2021
Just a quick note to thank Julia and everyone at B&MI, I have used this company now for a couple of years, for various forms of both business & personal insurance products. Price always seem very competitive, but above that is there level of customer service is second to none, and the advice I have received is always good. Many thanks
Christine Brazier
Apr 07, 2021
Laura Tierney
Mar 01, 2021
I have been with Bricks and Motor for 3 years now and I wouldn't go anywhere else. They always get me the best quote for my business. Explain everything in detail and nothing is too much trouble. I've had to claim twice on my insurance and Julia handled everything for me very fast and efficient. I am very happy with the continued service and I recommend them to my friends.
