Business Details
24 Years
experience
Trusted Self-Build Insurance & Structural Warranties
Self-Build Zone has been a trusted provider of specialist insurance solutions for self-build, renovation, conversion, and new-build projects since 2002. With over two decades of industry expertise, we offer comprehensive site insurance policies tailored to protect both the existing structure and new works during construction. Our award-winning 10-year structural warranty insurance safeguards against defects in design, materials, or workmanship, ensuring compliance with mortgage lender requirements. Backed by A-rated insurers and authorised by the Financial Conduct Authority, we provide flexible policy terms ranging from 3 to 24 months, catering to projects of all scales. Our team of seasoned underwriters and industry experts delivers personalised support, ensuring clients receive coverage aligned with their unique project needs.As a market leader, we combine technical knowledge with practical insights to protect investments from the initial groundwork to project completion and beyond. Our lender-approved warranties and site insurance products are designed to facilitate seamless property sales while offering peace of mind throughout the building process. Through participation in major industry exhibitions and partnerships with trusted suppliers, we remain at the forefront of self-build risk management. Our commitment to transparency, regulatory compliance, and client-centric service has solidified our reputation as one of the UK's longest-standing providers in this niche insurance sector.
Services
Self-Build Insurance
Structural Warranty
Renovation Insurance
Extension Insurance
Developer Insurance
New Build Insurance
Conversion Insurance
Details
- Year established: 2002
Highlights and features
- We have over 20 years of specialist experience in self-build insurance since 2002
- Our policies use A-rated insurers for financial security
- Lender-approved structural warranties accepted by major UK mortgage providers
- Flexible policy terms from 3 to 24 months to match project timelines
- Award-winning 10-year structural warranty with nationwide coverage
Associations and certifications
- Financial Conduct Authority
What people say
Award-winning warranties
Lender-approved coverage
Expert underwriting team
Flexible policy terms
20 years experience
Services
Self-Build Insurance
Our self-build insurance protects property development projects from inception to completion. This comprehensive policy covers fire, theft, accidental damage, and liability risks during construction. Tailored for new builds, renovations, and conversions, it safeguards both existing structures and new works. With flexible terms from 3-24 months, it ensures continuous protection aligned with project timelines.
Structural Warranty
This 10-year warranty insures against structural defects in design, materials, or workmanship. Required by most UK mortgage lenders, it covers latent issues emerging post-completion. The policy facilitates property sales by providing long-term assurance. Approved for modern construction methods, it applies to new builds, conversions, and extensions without time limitations on project phases.
Renovation Insurance
Specifically designed for home improvement projects, this insurance protects existing structures and new works during renovations. It covers material damage, construction risks, and third-party liabilities. The policy accommodates both minor upgrades and major structural changes. Its flexibility makes it suitable for listed buildings and modern properties alike.
Developer Insurance
Tailored for small to medium developments, this insurance covers projects up to 2.5 million reinstatement value. It protects commercial and residential new builds during construction phases. The policy extends to renovation and conversion works on existing properties. Scalable coverage options accommodate both single-unit and multi-unit developments.
Extension Insurance
This policy safeguards home extension projects from groundworks to final fittings. It covers structural elements, materials on site, and construction activities. Designed for residential properties, it protects both the new extension and existing building. The insurance remains valid throughout the build period with adjustable duration options.
People
Jake Fitness
Team Leader
Leading our underwriting team with specialist knowledge of self-build risk management. Jake ensures clients receive tailored insurance solutions aligned with project specifications.
John Hamlett
Senior Underwriter
With extensive experience in construction insurance, John provides expert assessment of complex self-build projects. He specialises in risk evaluation for unique building methods.
Stephanie Wardle
Underwriting Team
Supporting clients with policy customisation and coverage clarification. Stephanie ensures smooth implementation of insurance plans across diverse construction projects.
Will Handy
Underwriting Team
Providing technical expertise on policy structures and risk mitigation strategies. Will assists clients in understanding coverage parameters for their specific builds.
Nathalie Thomson
Underwriting Team
Specialising in warranty solutions and site insurance coordination. Nathalie helps clients navigate compliance requirements for mortgage-approved coverage.
Questions
What does self-build insurance cover?
Our policies cover fire, theft, accidental damage, and liability risks during construction. This includes protection for existing structures and new works.
Why choose an A-rated insurer?
A-rated insurers provide financial security and long-term stability, ensuring claims are honoured throughout your policy term and beyond project completion.
How long does coverage last?
Site insurance policies range from 3-24 months. Structural warranties provide 10 years protection against design, material, or workmanship defects.
Is structural warranty required for mortgages?
Yes, most UK mortgage lenders require a 10-year structural warranty for new builds, conversions, and extensions to approve financing.
Can policies be extended?
Flexible terms allow policy duration selection between 3-24 months at purchase. Extensions require prior agreement before expiry.
What areas do you cover?
We provide nationwide coverage across the UK for self-build, renovation, and new-build projects of all scales.
Reviews (2)
Jane Martin
Oct 31, 2018
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We have just completed the self build of a detached 4 bed house. From start to finish Self-Build zone have been excellent. A phone call away for any advice and help. From insurance of the site to 10yr guarantee of the build they can do it. Self build can be very stressful, but with this company behind us, we were confident that we were properly covered.
Hal Sclater
Oct 18, 2018
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Payed for several months of insurance, had a problem and they refused to pay anything. Total waste of money.
