Business Details
23 Years
experience
Trusted Trade Credit Insurance Broker in Harlow
EFCIS is a leading independent specialist Trade Credit Insurance Broker with global reach, operating in 68 countries and supported by 750 specialists. As the sole UK member of the International Credit Broker Alliance (ICBA UK), we combine extensive industry experience with innovative compliance software to deliver tailored risk management solutions. Our team, led by seasoned professionals with over 30 years of collective experience in credit insurance, provides expert guidance on policy structuring, debtor risk assessment, and receivable funding. We are committed to enhancing payment certainty and maximising working capital availability for businesses through our FCA-regulated services.Our proprietary tools like ARC (Analysis of Risk & Compliance) and E-Audit ensure policy compliance and improve claim payment certainty. With a client-centric approach, we offer bespoke solutions that align with specific business needs, supported by a track record of securing competitive premiums and optimising credit limit approvals. Our dedication to continuous innovation and industry-leading expertise positions us as trusted advisors in the trade credit insurance sector.
Services
Trade Credit Insurance
MaxCredit
MaxScore
MaxFunding
MaxFraud
MaxTrade
ARC Compliance Software
E-Audit
Export Hub
ROI Calculator
Details
- Year established: 2003
Highlights and features
- We are FCA regulated and BIBA members, ensuring compliance with industry standards.
- Our team has over 30 years of combined experience in Trade Credit Insurance.
- We operate in 68 countries through the ICBA network for global coverage.
- We developed industry-first compliance software like ARC and E-Audit.
- We secure competitive premiums and optimise credit limit approvals for clients.
Associations and certifications
- Financial Conduct Authority
- BIBA
What people say
Immediate responses
Excellent market knowledge
Proactive in helping manage change
Valuable extension of our credit control team
Excellent service
Services
Trade Credit Insurance
Trade Credit Insurance safeguards businesses against non-payment of invoices due to customer insolvency or protracted default. We provide global coverage, political risk protection, and sector-specific clauses to mitigate financial risks. Our policies support receivable funding, enabling increased working capital for growth.
MaxCredit
MaxCredit ensures accurate supplier credit ratings and optimal open-account terms. By aligning credit limits with up-to-date financial data, we help businesses maximise available credit lines and reduce payment default risks through proactive risk assessment.
MaxScore
MaxScore uses AI-driven analytics to predict debtor payment behaviour, enhancing sales strategies and working capital management. This tool aligns scoring models with business-specific needs, improving cash flow forecasting and reducing bad debt exposure.
ARC Compliance Software
ARC (Analysis of Risk & Compliance) maps sales ledger performance against policy terms to ensure compliance. It identifies uninsured risks, endorses credit limits, and generates reports to improve claim payment certainty while maintaining policy adherence.
Export Hub
The Export Hub offers expert guidance on international trade, including funding, debtor protection, and compliance. We provide market insights and partnerships to help UK businesses expand globally, backed by tools for risk mitigation and payment certainty.
People
Andy Moylan
CEO
Andy founded EFCIS over 20 years ago after a 31-year career in Trade Credit Insurance. A Fellow of the Chartered Institute of Credit Management, he specialises in policy structuring and global risk management.
Louise Garden
Founding Director
Louise co-founded EFCIS and has 23 years of expertise in credit insurance. She focuses on client relationships and policy compliance, ensuring tailored solutions for businesses seeking global market expansion.
Danielle Cousins
Managing Director
Danielle joined EFCIS in 2010 after eight years at Euler Hermes. She leads strategic client engagements, leveraging her senior underwriting experience to optimise credit limit approvals and policy frameworks.
Laura Martin
Senior Account Manager
Laura has over 16 years of underwriting experience from her tenure at a global Trade Credit Insurance firm. She manages client accounts, focusing on risk assessment and receivable funding solutions.
Questions
What is Trade Credit Insurance?
Trade Credit Insurance protects businesses from non-payment of invoices due to customer insolvency or protracted default, ensuring cash flow stability.
How does EFCIS help with working capital?
We secure receivable funding through policies that increase available credit lines, enabling businesses to finance growth and manage cash flow.
What tools does EFCIS offer for policy compliance?
Our ARC software and E-Audit ensure policy adherence, identify uninsured risks, and improve claim payment certainty through real-time compliance checks.
Can EFCIS assist with global trade?
Yes, our ICBA network covers 68 countries, providing local expertise and global risk management solutions for international trade.
How do I request a free credit risk analysis?
Fill in our online form or call +44 (0)1279 437662 to receive a complimentary ARC report and expert risk assessment.
