Business Details
39 Years
experience
Expert Mortgage Brokers in Belfast | The Mortgage Shop UK
Established in 1987 as Mansfield Begbie before rebranding as The Mortgage Shop in 1992, our business has built a reputation for trusted financial guidance across the United Kingdom. As an Appointed Representative of Stonebridge Mortgage Solutions Limited, we operate under the rigorous standards of the Financial Conduct Authority, ensuring regulatory compliance and client protection. Our expertise spans mortgage brokering, life insurance, income protection, and bespoke financial solutions tailored to individual client needs.With over three decades of market experience, we prioritise transparent communication, regular policy reviews, and access to an unrestricted range of lenders and insurance providers. Our team of qualified professionals delivers strategic oversight, operational excellence, and personalised service, maintaining a commitment to evolving client support through changing life circumstances.
Services
Mortgage Brokerage
Life Assurance
Income Protection
Critical Illness Cover
Home Insurance
Buy-To-Let Mortgages
Later Life Lending
Mortgage Protection
Insurance Reviews
Financial Planning
Details
- Year established: 1987
Highlights and features
- We offer 38 years of mortgage advisory experience since 1987
- No broker fee applies in many cases, capped at 450 maximum
- Bespoke insurance recommendations from carefully selected providers
- Free regular insurance reviews for evolving life circumstances
- FCA-regulated operations ensuring client protection and compliance
Associations and certifications
- Financial Conduct Authority
Services
Mortgage Brokerage
We provide expert mortgage brokering services, leveraging market knowledge to source competitive deals tailored to individual financial circumstances. Our FCA-regulated process includes eligibility assessments using lender-specific calculators, arrangement of Agreement in Principle documents, and completion of applications with transparent fee structures. Clients benefit from access to exclusive deals unavailable through direct lender channels.
Life Assurance
Our bespoke life assurance solutions protect families' financial futures through customisable coverage options. We explain policy terms, recommend appropriate coverage levels, and facilitate regular reviews to maintain alignment with evolving needs. Policies are sourced from respected insurers, with ongoing support for claims assistance and policy adjustments throughout the coverage period.
Income Protection
We design income protection plans to safeguard against financial hardship from illness or injury. Services include policy selection from trusted providers, benefit level recommendations, and explanation of deferred period options. Our support continues through claims processes, ensuring clients maintain financial stability during periods of incapacity.
Critical Illness Cover
Our critical illness cover solutions provide lump sum payments upon diagnosis of specified conditions. We guide clients through policy options, define covered illnesses clearly, and ensure appropriate coverage amounts relative to financial obligations. Post-purchase support includes policy reviews and claims assistance when needed.
Insurance Reviews
We conduct comprehensive reviews of existing insurance policies to verify ongoing suitability. This free service assesses coverage adequacy against current circumstances, identifies policy gaps, and recommends adjustments for life changes like marriage, parenthood, or property purchases. Reviews ensure clients maintain optimal protection without unnecessary costs.
People
Siobhan McAleer
Managing Director
With legal qualifications and 30+ years in financial services, Siobhan oversees business governance and strategic direction. She ensures regulatory compliance and maintains high service standards across mortgage and insurance operations.
Philip Strong
Operations Director
Bringing 30+ years industry experience, Philip manages team performance and regulatory compliance. He previously led multi-disciplinary financial advisory teams at The Co-operative Financial Services before joining in 2011.
Julie Brannigan
Financial Governance Manager
A Queen's University first-class graduate, Julie handles financial operations and corporate governance. She manages marketing initiatives and social media while supporting regulatory compliance processes across daily operations.
Kira Parker
Mortgage and Protection Adviser
Qualified with CeMAP since 2018, Kira provides mortgage and insurance advice. She joined in 2022 after five years at Lloyds Bank, combining technical expertise with client-focused service delivery.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, buy-to-let, later life lending, self-build, and remortgaging solutions tailored to individual circumstances.
Are your services regulated?
Yes, we operate as an Appointed Representative of Stonebridge Mortgage Solutions Limited, authorised and regulated by the Financial Conduct Authority.
Do you charge broker fees?
Broker fees apply in some cases, capped at a maximum of £450. Many clients qualify for fee-free service depending on circumstances.
What insurance products do you offer?
We provide life assurance, critical illness cover, income protection, accident and sickness insurance, and home insurance through trusted providers.
Do you offer free insurance reviews?
Yes, we provide complimentary regular reviews of existing insurance policies to ensure coverage aligns with changing life circumstances.
How do you find competitive mortgage rates?
We access an unrestricted range of lenders and use advanced comparison tools to identify mortgage deals matching clients' specific criteria.
Reviews (1)
Kane Robinson
Dec 02, 2021
Report
I have used Mansfield Begbie Associates for a few years now, as well as my parents using them for many years (25 years) after finally paying off their mortgage. Very friendly, knowledgeable, professional and they find you the best deals possible. Highly recommend, if i could give more stars i would!
