Business Details
28 Years
experience
Professional Indemnity Insurance Experts
Established in 1998, we have built a reputation as specialists in professional indemnity insurance for small and medium-sized practices. Our expertise stems from over two decades of focusing on the unique needs of property, safety, and training sector professionals. We pride ourselves on offering tailored insurance solutions, having arranged coverage for over 3,000 businesses nationwide. Our team's technical knowledge is enhanced by direct access to leading insurers and underwriters, ensuring comprehensive protection for our clients. We maintain long-term relationships with policyholders, many of whom have remained with us for over a decade. Our staff hold professional qualifications through the Chartered Insurance Institute, demonstrating our commitment to industry standards.Based in Devon, we combine local accessibility with national reach, providing end-to-end insurance services from initial consultation to claims management. Our regulatory compliance as an FCA-authorised firm ensures adherence to the highest operational standards. We specialise in addressing complex insurance requirements, including run-off cover for retiring professionals and cyber risk protection. Our client-centric approach focuses on understanding individual business needs rather than offering generic solutions. This philosophy has driven our growth through client referrals and sustained customer retention.
Services
Professional Indemnity Insurance
Public Liability Insurance
Cyber Risk Insurance
Run-Off Insurance
Management Protection Insurance
Office Insurance
Drone Insurance
Employers Liability Insurance
Details
- Year established: 1998
Highlights and features
- We have over 25 years' experience arranging professional indemnity insurance
- Our team includes CII qualified insurance professionals
- We maintain special relationships with leading specialist insurers
- We offer responsive claims management services
- We provide run-off insurance for retiring professionals
Associations and certifications
- Financial Conduct Authority
What people say
High standard
Very helpful
Approachable team
Quick responses
Extra mile
Services
Professional Indemnity Insurance
Professional indemnity insurance protects businesses against claims arising from professional negligence, including errors, omissions, or breach of duty in service provision. This coverage extends to legal defence costs and compensation awards up to policy limits. Specifically designed for property professionals, engineers, and consultants, it addresses risks associated with advice-based services and design work.
Run-Off Insurance
Run-off insurance provides continued protection for past professional activities after business closure or retirement. Essential for RICS members requiring six years' post-retirement coverage, this policy safeguards against delayed claims arising from completed projects. We offer flexible terms to match individual requirements regardless of professional status.
Cyber Risk Insurance
Cyber risk insurance addresses financial losses from data breaches, cyber attacks, and digital security failures. This coverage includes incident response costs, regulatory fines, and business interruption losses. Particularly relevant for firms handling sensitive client information, it forms a critical component of modern risk management strategies.
Public Liability Insurance
Public liability insurance protects against claims for property damage or bodily injury caused to third parties during business operations. This essential coverage addresses risks associated with site visits, client interactions, and business premises. It provides financial protection for legal costs and compensation awards arising from accidental incidents.
Management Protection Insurance
Management protection insurance safeguards directors and officers against claims related to business decisions and management practices. This coverage extends to employment disputes, regulatory investigations, and shareholder litigation. Particularly valuable for professional practices with corporate structures, it ensures personal asset protection for business leaders.
Questions
What professions do you specialise in?
We focus on property professionals, engineers, architects, and safety consultants including chartered surveyors, quantity surveyors, structural engineers, and fire risk assessors.
Can I get insurance as a new business?
Yes, we specialise in helping start-up professional practices arrange insurance from day one with tailored solutions for new businesses.
Do you offer multi-policy discounts?
While we don't offer standard discounts, our tailored approach ensures competitive pricing when combining multiple insurance products.
How do claims work?
Contact us immediately when an incident occurs - our dedicated claims team will guide you through the process with support from our insurer partners.
What areas do you cover?
We provide insurance solutions to professionals throughout the UK with particular expertise in Devon-based businesses.
Are you FCA regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority for general insurance distribution activities.
Reviews (1)
Rupert Elliott
Apr 29, 2021
Report
We have just renewed of Professional Indemnity Insurance for the 9th continuous year. They are very helpful, and highly professional. If we have any questions about the insurance, or about meeting the regulatory requirements about insurance in our profession (Chartered Surveyors) they know the answers and provide us with a high level of confidence. On one occasion when we were faced with a spurious claim they provided very professional support to help us successfully defend our position. Highly recommended.
