Business Details
Specialist Musician Insurance Solutions
Established in the late 1970s, Musicians Insurance Services has evolved into a market leader in specialist insurance for musicians and entertainers. Our expertise spans musical instrument coverage, liability protection, and tailored travel policies designed specifically for performers. With over four decades of industry experience, we provide comprehensive solutions for amateur, semi-professional, and professional musicians across the UK and Europe. Our FCA-regulated services combine deep sector knowledge with practical coverage, including accidental damage, theft protection, and public liability indemnity.As a trading name of Adler Fairways Insurance Brokers Limited, we maintain seven UK offices and deliver free professional advice without additional charges. Our policies through Aviva cover diverse instruments from brass and woodwind to electronic equipment, while our travel insurance addresses global performance requirements. We prioritise transparent communication and cost-effective protection, ensuring musicians receive appropriate coverage through a streamlined online quotation process.
Services
Musical Instrument Insurance
Liability Cover
Travel Insurance
Equipment Cover
Public Liability Insurance
Highlights and features
- We have over 40 years' experience in musician-specific insurance
- Our FCA-regulated services ensure professional standards and client protection
- Policies designed specifically for musical instruments and performance needs
- Free expert advice included with every policy
- Comprehensive coverage for all instrument types and performance scenarios
Associations and certifications
- Financial Conduct Authority
Services
Musical Instrument Insurance
Our specialist policies protect musical instruments against accidental damage, theft, and loss. Coverage extends to brass, woodwind, string, and electronic instruments for amateur and professional musicians. Policies include worldwide protection options and new-for-old replacements.
Public Liability Insurance
This essential protection covers legal liability for third-party injuries or property damage during performances. Policies provide up to 5 million indemnity with tailored extensions for band operations and event-specific requirements.
Travel Insurance
Specifically designed for musicians' travel needs, our policies cover medical emergencies, baggage loss, and performance-related risks worldwide. Starting from 27 for European trips, with options for multiple journeys and extended coverage.
Equipment Cover
Comprehensive protection for musical equipment against accidental damage and theft. Policies cover items stored at venues, transported in secured vehicles, and used during performances across the UK and Europe.
Employers Liability Insurance
Mandatory coverage for paid musicians in bands, providing up to 10 million protection against workplace injury claims. Meets legal requirements while ensuring comprehensive protection for performing groups.
Questions
What does musical instrument insurance cover?
Our policies cover accidental damage, theft, and loss of musical instruments worldwide. Exclusions include wear and tear, electrical breakdowns, and damage during unsecured transit.
How do I obtain a quote?
Use our online questionnaire to receive an instant quote, or contact our team on 01246 382 261 for personalised assistance with complex requirements.
Are payment plans available?
We accept standard payment methods for policy premiums. Specific payment options can be discussed directly with our insurance advisors.
Can I modify my existing policy?
Yes, policy changes can be made by contacting our team directly with your policy details and requested modifications.
What travel insurance options exist for international performances?
We offer single and multi-trip policies covering Europe and worldwide destinations, with medical coverage up to £5 million and performance equipment protection.
