Business Details
Trusted Healthcare Insurance Solutions for Medical Professionals
Established over 30 years ago, Medical Insurance Consultants specialises in tailored insurance solutions for healthcare professionals and providers across the UK and Europe. Our expertise spans medical indemnity, surgery insurance, locum coverage, and personal protection products, designed in collaboration with healthcare practitioners to address sector-specific risks. As an FCA-authorised broker, we prioritise competitive pricing, comprehensive coverage, and dedicated claims support, serving GPs, dentists, vets, consultants, and private clinics.Our commitment to innovation ensures policies evolve with industry needs, while maintaining a client-first approach that guarantees transparency, reliability, and long-term partnerships. With a deep understanding of healthcare challenges, we provide peace of mind through bespoke risk management strategies and expert guidance.
Services
Medical Indemnity Insurance
Surgery Insurance
Locum Insurance
Absence Insurance
Professional Liability Cover
Private Clinic Insurance
Dental Practice Insurance
Vet Practice Insurance
Income Protection
Legal Expenses Cover
Highlights and features
- We have over 30 years of experience in healthcare insurance
- Our policies are tailored specifically for medical professionals
- We are FCA-authorised and regulated for compliance assurance
- We offer comprehensive coverage across multiple healthcare sectors
- We provide dedicated claims support throughout policy lifecycles
Associations and certifications
- Financial Conduct Authority
Services
Medical Indemnity Insurance
Protects healthcare professionals against negligence claims with coverage up to 10 million. Designed for GPs, consultants, dentists, and specialists, this policy covers legal defence costs and compensation awards. Our policies include both individual and business-level indemnity options with flexible limits tailored to practice size and risk exposure.
Surgery Insurance
Comprehensive coverage for medical/dental practices including buildings, equipment, and business interruption. Protects against financial loss from accidents, theft, or operational disruptions. Includes refrigerated drug stock coverage and employee dishonesty protection for complete practice security.
Locum Insurance
Ensures practice continuity during staff absences due to illness or injury. Covers ongoing expenses like rent, utilities, and staff wages. Available for both short-term and long-term absences with flexible terms to suit different practice requirements and staffing structures.
Private Clinic Insurance
Tailored policies for private healthcare facilities combining property insurance, professional indemnity, and liability coverage. Addresses unique risks from patient expectations and regulatory compliance. Includes pressure vessel inspections and partnership insurance for multi-practitioner clinics.
Income Protection
Provides financial security for healthcare professionals unable to work due to illness or disability. Pays a regular income to replace lost earnings. Available as standalone policies or integrated with professional insurance packages for comprehensive personal and business protection.
Questions
What types of healthcare professionals do you insure?
We cover GPs, dentists, vets, consultants, private clinics, care homes, chiropractors, opticians, and other healthcare professionals across the UK and Europe.
Are your insurance policies regulated?
Yes, as an FCA-authorised broker (reference 309026), all our insurance products meet strict regulatory standards for compliance and consumer protection.
Can I get combined business and personal insurance?
Yes, we offer integrated solutions combining professional indemnity, surgery insurance, and personal protection products like income protection and life assurance.
How do you handle claims assistance?
We provide dedicated claims support throughout your policy lifecycle, ensuring timely resolution and minimal disruption to your practice operations.
Do you offer coverage for high-risk medical specialties?
Yes, our specialist panel insurers provide tailored coverage for complex medical fields, including surgical specialties and high-exposure healthcare practices.
Can I get insurance if I've had previous claims?
We work with insurers who specialise in complex cases, including practitioners with prior claims or difficulties maintaining defence body membership.
