Business Details
42 Years
experience
Trusted Financial Advisers in Southampton
Established in 1984, we have dedicated ourselves to providing impartial, holistic financial planning and life assurance solutions tailored to individuals, firms, and corporations. Our reputation for excellence is underscored by the fact that nearly all our business comes from referrals, including retaining our very first client to this day. We specialise in mortgages, critical illness cover, income protection, pensions, life assurance, and investment strategies, ensuring comprehensive financial guidance.Our team operates with a commitment to transparency, regulatory compliance, and client-centric service, authorised and regulated by the Financial Conduct Authority. With decades of experience, we combine deep industry knowledge with a personalised approach to meet the unique needs of every client.
Services
Mortgages
Critical Illness Cover
Income Protection
Pensions
Life Assurance
Investment Bonds
Buy to Let
Commercial Mortgages
Private Medical Insurance
Self-Invested Pensions
Details
- Year established: 1984
Highlights and features
- We have over 40 years of experience in independent financial advisory services.
- Our team is authorised and regulated by the Financial Conduct Authority.
- We offer tailored financial solutions for individuals, firms, and corporations.
- Nearly all our business comes from client referrals, reflecting our reliability.
- We provide comprehensive services spanning mortgages, pensions, and investments.
Associations and certifications
- Financial Conduct Authority
What people say
Expert guidance
Reliable service
Personalised solutions
Long-term trust
Regulatory compliance
Services
Mortgages
We provide expert mortgage brokering services, including residential, buy-to-let, and commercial mortgages. Our FCA-regulated team helps clients navigate property surveys, affordability checks, and stress tests to secure optimal financing. With access to major lenders, we tailor solutions for first-time buyers, portfolio landlords, and businesses.
Critical Illness Cover
Our critical illness cover offers financial protection against life-altering diagnoses like cancer or heart disease. Policies are customised to individual needs, ensuring payouts for medical expenses or income replacement. We guide clients through policy selection, ensuring clarity on coverage terms and exclusions.
Pensions
We offer comprehensive pension solutions, including auto-enrolment, self-invested personal pensions (SIPPs), and group schemes. Our advice focuses on tax-efficient growth, risk management, and ensuring long-term financial security. We help clients consolidate existing pensions or establish new plans aligned with retirement goals.
Investment Bonds
Our investment bond services cater to individuals and businesses seeking diversified portfolios. We advise on tax-efficient structures, risk profiling, and asset allocation across stocks, bonds, and property. Regular reviews ensure strategies adapt to market changes and client objectives.
Life Assurance
We provide life assurance policies to safeguard dependants, including term life and whole-of-life cover. Our approach ensures policies align with client needs, whether for mortgage protection, inheritance tax planning, or family financial security. We simplify underwriting and claims processes for peace of mind.
Questions
What services does Lloyd Vine Limited offer?
We specialise in mortgages, pensions, life assurance, critical illness cover, investment bonds, and commercial financial solutions.
Are you regulated by the Financial Conduct Authority?
Yes, we are authorised and regulated by the FCA (registration number 832055).
How do I apply for a mortgage?
Complete our mortgage enquiry form online, provide required documents, and our team will handle the process.
Do you offer investment advice?
Yes, we provide tailored investment strategies for individuals and businesses, including tax-efficient bonds.
What areas do you serve?
We operate nationwide from our Southampton office, supporting clients across the UK.
Reviews (1)
Simon Guillan
Nov 03, 2013
Report
Excellent. Great advice, personal approach, attention to detail. Lloyd Vine have always provided me with excellent quotes and personal service. They take time to understand my requirements and provide me with exactly what I need, while taking time to explain the detail. I would highly recommend.
