Business Details
42 Years
experience
Trusted Equestrian Insurance Solutions
Established in 1984, KBIS British Equestrian Insurance has built a reputation as a leading provider of specialist equestrian insurance solutions. Our team combines deep industry expertise with a passion for horseracing and equestrian sports, offering tailored coverage for horses, bloodstock, and associated assets. We provide comprehensive policies including mortality, veterinary fees, public liability, and permanent loss of use, with options to suit both individual owners and commercial operations. Our commitment to customer service is reflected in our flexible policy terms, 24/7 claims support, and industry-specific accreditations.With over four decades of experience, we maintain authoritativeness through our FCA authorisation and partnerships with underwriters who understand the unique risks of equine ownership. Our trustworthiness is demonstrated through transparent policy terms, clear claims processes, and testimonials from satisfied policyholders who value our down-to-earth approach and technical expertise.
Services
Horse Insurance
Bloodstock Insurance
Farrier Van Insurance
Veterinary Fee Cover
Public Liability
Permanent Loss of Use
Tack Protection
Trailer Insurance
Personal Accident
Competition Coverage
Details
- Year established: 1984
Highlights and features
- We offer over 40 years of specialist equestrian insurance experience
- Our team includes industry professionals with equine sector expertise
- We provide tailored policy options for all horse ownership scenarios
- Our 24/7 claims support ensures prompt assistance when needed
- We maintain FCA authorisation demonstrating regulatory compliance
Associations and certifications
- Financial Conduct Authority
What people say
Down to earth
Fantastic service
Highly recommend
Happy to help
Better insurance company
Services
Horse Insurance
Our comprehensive horse insurance policies protect against mortality, theft, and straying while offering optional veterinary fee coverage. Policies can be tailored for leisure or competition horses with flexible sum insured options. We provide legal expenses cover up to 50,000 and personal accident protection for riders.
Bloodstock Insurance
Specialist bloodstock policies cover flat and jump racehorses including thoroughbred breeding stock. We offer prospective foal coverage from first scan through to maturity with infertility protection options. Our underwriters provide all risks mortality cover including transit within Western Europe.
Farrier Van Insurance
Tailored van insurance for farriers underwritten by Lloyds-rated specialists. Coverage includes vehicle protection, tools of trade, and business equipment with options for breakdown assistance and third-party liability.
Veterinary Fee Cover
Flexible vet fee options provide financial protection for non-routine equine medical treatment. We offer incident limits from 3,500 to 6,000 with choices of excess and coverage duration up to 15 months from initial diagnosis.
Public Liability
Comprehensive public liability coverage up to 3 million protects against third-party claims. This essential coverage safeguards horse owners from financial risk should their horse cause property damage or personal injury.
Questions
Does your horse insurance include veterinary fee options?
Yes, we offer two levels of vet fee cover with incident limits of £3,500 or £6,000 including complementary treatments and hospitalisation.
Can I insure my saddlery and tack?
Yes, we provide cover for physical loss or damage to tack up to £10,000 with security requirements applying for higher value items.
Do you cover loan horses?
Yes, we require a copy of the loan agreement to ensure correct claim settlements between loanee and owner.
How do I make a claim?
Contact us immediately via phone or email, complete the relevant claim form, and provide all supporting documentation for processing.
Do you offer legal expenses cover?
Yes, all policies include legal expenses cover up to £50,000 for equine-related legal disputes and contractual matters.
Can I get cover for horses over 20,000?
Yes, our specialist Sport Horse insurance covers high-value equines with enhanced veterinary fee and transit provisions.
Reviews (4)
Alaine Benardis
Mar 19, 2022
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KBIS is paying out for one of my claims the other has been a struggle although the company has now agreed. However, I have found them difficult and obstructive and those making the decisions regarding claims are like vultures picking at scraps. I have had to make several challenges with my vet's help. Claims are processed slowly too and sit in my account for weeks without being sent for review, only being hurried along when I phone to ask how things are proceeding. Disappointed so far. I was with E & L before and couldn't fault them.
Linda Cadogan
Feb 21, 2022
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Having lost my 29 year old pony from what we believe to be natural causes. he was found to have passed away during the night, I rang KBIS to request that my claim for his disposal be processed. I was refused and told that disposal was linked to the reason for the death. I was only insured for his disposal if the death was due to accidental reasons. Apparently this is stated in the small print. I wasn't expecting any money for his loss just some contribution to help with disposal. I was aware there was a140 excess. Very very disappointed and feel that the insurance I bought for the latter years was not what I was led to believe.
Amie Padfield
Feb 17, 2022
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I've used KBIS to insure both my horse, and our 3.5t horsebox. Faultless customer service. and yes, policy prices might be a little higher compared to other insurer's, but the only deduction made was my excess when I had to make a claim on my horse's policy. So in the long run, it actually saves you money! As other insurer's make loads of deductions - which they don't tell you about! In addition, when I made a claim, KBIS paid out really quickly. staff always so helpful when I contacted them - and for me, because I work long hours, being able to have an email dialogue with them, which a big game changer for me! I can highly recommended KBIS!
Sarah-Jayne Barber
Aug 05, 2021
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I chose KBIS as a friend had recommended them due to their considered approach to underwriting and their hassle free claims. Having had a large claim for my mare, following colic, I cannot recommend them enough! I wouldn't insure a horse anywhere else!
