Business Details
Trusted Boat Liability Insurance in [City]
Established to provide essential boat liability insurance, we offer tailored coverage for small boats, yachts, narrowboats, and pleasure craft across the UK. Our policies meet legal requirements with up to 5,000,000 in third-party liability coverage, ensuring compliance with water authorities. We specialise in streamlined online policy arrangements, competitive premiums, and comprehensive wreck removal coverage.Our team of experienced advisers and claims handlers prioritises transparency, with no excess fees and flexible options for racing cover or international navigation. Backed by FCA regulation and partnerships with leading underwriters, we deliver reliable protection for both UK inland waters and coastal regions, supporting boat owners through efficient claims processing and 24/7 online access to policy management.
Services
Boat Liability Insurance
Third Party Cover
Wreck Removal Cover
Racing Cover
International Navigation
Highlights and features
- We offer FCA-regulated boat liability insurance with up to 5,000,000 coverage
- Our policies include no excess fees for claims
- We provide instant online quotes and policy renewals
- Our team has specialist knowledge of UK inland and coastal water regulations
- We offer optional racing cover and international navigation extensions
Associations and certifications
- Financial Conduct Authority
Services
Boat Liability Insurance
Our boat liability insurance provides essential protection for UK boat owners. This policy covers third-party claims up to 5,000,000 and includes wreck removal costs up to 50,000. Designed for small boats, yachts, and narrowboats, it meets legal requirements for UK inland and coastal waters. The coverage extends to personal accident protection and legal expenses when selected, with flexible options for racing events and international navigation.
Third Party Cover
Third party liability coverage forms the core of our insurance offering. This mandatory protection covers damages to third parties up to 5,000,000, meeting requirements from UK water authorities. The policy includes legal defence costs and covers both UK inland waterways and coastal regions up to 12 nautical miles from shore. Optional extensions allow coverage for EU inland waters and Eire coastal areas.
Wreck Removal Cover
Wreck removal coverage provides up to 50,000 for clearing submerged or stranded vessels. This essential protection covers legal liabilities for wreck removal costs when you're at fault. The coverage applies to all policy categories and complements our third-party liability insurance. No excess applies to this specific coverage, ensuring complete protection for boat owners navigating UK inland and coastal waters.
Racing Cover
Racing cover extension provides additional protection for competitive sailing events. This optional coverage applies to specific sailing races under Category 3 policies. The protection extends to third-party claims during sanctioned racing events, with full compliance maintained for UK and EU water regulations. Available as an add-on to standard liability policies, this coverage requires prior approval before race participation.
International Navigation
International navigation extension permits boat usage across EU inland waters and UK/Eire coastal regions. This coverage applies to Category 3 policies, allowing navigation between 46N and 54N latitudes within specified EU territories. The policy includes full third-party liability protection and wreck removal coverage during international journeys, maintaining compliance with both UK and EU maritime insurance requirements.
Questions
What does your boat insurance cover?
Our policies include up to £5,000,000 third-party liability and £50,000 wreck removal cover for UK inland and coastal waters.
How do I get an instant quote?
Use our online quote system to receive immediate coverage options based on your boat's specifications.
Can I purchase insurance for EU waters?
Yes, Category 3 policies cover navigation within specified EU inland waters and UK/Eire coastal regions.
Are there discounts available?
RYA/IWA members receive discounted rates, and additional boats qualify for reduced premiums.
How do I submit a claim?
Contact our claims team directly or use our online portal for immediate assistance with your policy.
