Business Details
23 Years
experience
Your Trusted Health & Protection Insurance Partner in London & Yorkshire
Established in 2003, we provide independent specialist health and protection insurance advice to UK companies, families, and individuals, including those living abroad. Our expertise lies in sourcing private health insurance, healthcare cash plans, income protection, life insurance, critical illness cover, and travel insurance for pre-existing conditions from leading insurers. Based in London and Yorkshire, we prioritise cost-effective policies that align with clients' budgets and healthcare needs, with a proven track record of reducing premiums while maintaining comprehensive coverage. Our team understands the complexities of underwriting and pre-existing medical conditions, offering tailored solutions that safeguard clients' interests.Recognised for our client-centric approach, we provide detailed policy comparisons, negotiate lower rates, and ensure transparency with no hidden fees. Authorised and regulated by the Financial Conduct Authority, we combine 20+ years of experience with a commitment to saving clients money, as evidenced by documented savings of up to 50% on premiums. Our services extend to corporate clients, with demonstrated success in reducing policy costs while enhancing coverage. We maintain a strong reputation for resolving complex cases, including arranging insurance for high-risk profiles during the pandemic. Our recorded telephone calls ensure service quality and accountability, reflecting our dedication to continuous improvement.
Services
Health Insurance
Life Cover
Income Protection
Critical Illness Cover
Healthcare Cash Plans
Details
- Year established: 2003
Highlights and features
- 20+ years of specialist insurance experience
- Cost-effective policies with documented savings
- No fees for advice or policy arrangement
- Expert negotiation of lower insurer rates
- Specialist handling of pre-existing conditions
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic
Saved 50%
Dedicated
Solution oriented
Highly recommended
Services
Health Insurance
Private medical insurance provides prompt consultant-led treatment in private hospitals with en-suite rooms. We source policies that maintain affordability post-claims and cover pre-existing conditions. Our expertise ensures sustainable coverage without hidden penalties.
Life Cover
Life cover secures your family's financial future with term or permanent policies. We offer fixed/index-linked sums assured and guaranteed/reviewable premiums, tailored to individual circumstances and budgetary requirements.
Income Protection
Income protection provides financial security during illness or injury, covering essential living costs. We arrange individual and group policies, including day-one cover for self-employed clients and combined life/critical illness options.
Critical Illness Cover
Critical illness cover pays a lump sum for over 40 named conditions, with innovative policies offering staged payments for 160+ conditions. We combine cover with life insurance and maintain protection post-claim.
Healthcare Cash Plans
Healthcare cash plans reimburse routine expenses like dental and optical fees, physiotherapy, and hospital stays. Corporate plans cover pre-existing conditions, offer lifestyle discounts, and provide employer duty-of-care benefits.
Questions
What types of insurance do you offer?
We provide private health insurance, life cover, income protection, critical illness cover, healthcare cash plans, and travel insurance for pre-existing conditions.
How do you help clients save money?
We negotiate lower rates with insurers, identify sustainable policies, and reduce premiums without compromising coverage for pre-existing conditions.
Can you cover pre-existing medical conditions?
Yes, we specialise in arranging coverage for pre-existing conditions and maintaining continuity of care when switching insurers.
Are your services available for businesses?
We offer corporate policies including group income protection and healthcare cash plans starting from £1/employee/week.
How are you regulated?
We are authorised and regulated by the Financial Conduct Authority, ensuring compliance with strict industry standards.
