Business Details
23 Years
experience
Your Trusted Golf Insurance Provider in Manchester
The Golfers Club was established in 2003 with a clear mission: to provide golfers with specialist protection tailored to the unique risks of the sport. Founded by keen golfer John Woosey, the company identified a critical gap in coverage for accidents, equipment loss, and liability claims on the course. Over two decades, The Golfers Club has grown to become the UK's largest specialist golf insurance provider, insuring over 100,000 golfers and 100 million worth of equipment. Our philosophy centres on competitive pricing, underpinned by the Ripe Guarantee, ensuring customers receive comprehensive cover without compromise.Through strategic partnerships with retailers, manufacturers, and golf courses, we offer exclusive benefits including free equipment and complimentary rounds of golf. Our commitment to customer satisfaction is reflected in our Trustpilot ratings and a claims process designed for simplicity and speed. With Financial Conduct Authority authorisation and a focus on innovation, The Golfers Club continues to evolve, maintaining its position as a market leader while staying true to its founding principles of accessibility, affordability, and reliability.
Services
Public Liability Cover
Equipment Insurance
Hole-in-One Cover
Personal Accident Cover
Tournament Fee Reimbursement
Club Subscription Reimbursement
Dental Treatment Cover
Travel Insurance
Trophy Protection
Equipment Hire Reimbursement
Details
- Year established: 2003
Highlights and features
- We offer 3 free rounds of golf with every policy
- Our Ripe Guarantee ensures competitive pricing
- Hole-in-one bar bill cover up to 200 included
- Over 100,000 satisfied policyholders nationwide
- Partnerships with leading golf equipment brands
Associations and certifications
- Financial Conduct Authority
What people say
Excellent additional benefits
Exceptional customer service
Comprehensive coverage options
Competitive pricing guaranteed
Highly recommend to golfers
Services
Public Liability Cover
Our Public Liability Cover protects golfers up to 10 million for accidental injury to others or damage to third-party property during play. This essential coverage addresses legal responsibilities arising from wayward shots or equipment mishaps. Policyholders benefit from no excess charges and comprehensive protection across UK golf courses.
Equipment Insurance
Equipment Insurance covers theft, loss, or damage to golf clubs, bags, trolleys, and accessories with replacement options. Coverage levels range from 1,500 to 7,500 depending on policy tier, including 'New for Old' replacements for items under three years old. An excess of 50 applies with single-item limits varying by package.
Hole-in-One Cover
Hole-in-One Cover reimburses bar bills up to 200 when achieving an ace in official competitions. This unique benefit requires signed scorecards and receipts for claims. The coverage forms part of all policy tiers, reflecting our understanding of traditional golfing customs and social responsibilities.
Personal Accident Cover
Personal Accident Cover provides financial protection up to 50,000 for serious injuries sustained while playing golf. Coverage includes permanent disablement, limb loss, and sight impairment with dental treatment up to 500. Age-related restrictions apply with reduced benefits for under-18s and over-80s.
Travel Insurance
Travel Insurance options extend protection to European and worldwide destinations depending on policy level. Gold packages include European cover while Platinum plans offer global protection. This benefit ensures consistent coverage for equipment and liability when playing outside the UK.
Questions
What does golf insurance typically cover?
Golf insurance covers public liability claims, equipment theft/damage, personal accidents, hole-in-one bar bills, and tournament cancellations. Coverage levels vary by policy tier.
Why do I need specialist golf insurance?
Home contents policies often exclude golf equipment and liability coverage. Our specialist policies address sport-specific risks like wayward shots and equipment loss.
How much does golf insurance cost?
Policies start from £28.05 annually for Bronze cover, with Silver, Gold, and Platinum tiers offering enhanced benefits at progressively higher premiums.
What is the Ripe Guarantee?
The Ripe Guarantee ensures competitive pricing, exceptional service standards, and added benefits like free golf rounds and equipment across all our policies.
Can I get worldwide coverage?
Yes, our Platinum package includes worldwide insurance coverage for both equipment protection and liability claims during international play.
