Business Details
50+ Years
experience
Emergency
services
Specialist Marine and Scuba Diving Insurance Services
Westfield Sub Aqua & Marine Insurance Services has been a trusted provider of specialist insurance solutions for the UK Sport Diving and marine communities since 1972. Our expertise stems from over five decades of pioneering tailored policies, developed through direct engagement with divers and boat owners at UK dive shows and industry events. As a small, dedicated team of four, we offer personalized service, ensuring clients speak with diving-knowledgeable professionals rather than generic call centre staff. Authorized and regulated by the Financial Conduct Authority (FCA Reference Number: 310385), our policies are underwritten by leading insurers including Tokio Marine HCC and AXA.We pride ourselves on same-day policy issuance, comprehensive coverage for unique risks like diver liability, and a deep understanding of the technical requirements of both recreational and commercial marine activities. Our heritage traces back to 1948 through predecessor firms, giving us unparalleled institutional knowledge of the sector.
Services
Marine Insurance
Dive Boat Insurance
Travel Insurance
Pleasure Craft Insurance
Inland Craft Insurance
Details
- Year established: 1972
Highlights and features
- 50+ years pioneering specialist diving and marine insurance
- Tailored policies developed through direct industry engagement
- FCA-authorized and regulated financial security
- Diving-knowledgeable team available for personalized advice
- Comprehensive coverage for unique risks like diver liability
Associations and certifications
- Financial Conduct Authority
What people say
Expert knowledge
Tailored policies
Personalized service
Comprehensive coverage
Longstanding reputation
Services
Marine Insurance
Specialist coverage for dive boats, pleasure craft, and inland waterway vessels. Includes protection against accidental damage, theft, and third-party liability up to 5 million. Tailored policies for RIBs, narrowboats, and commercial dive operations with unique risks like diver liability and engine damage from underwater objects. Underwritten by leading insurers with 50+ years of sector expertise.
Travel Insurance
Comprehensive travel policies including scuba diving to 40 meters, wreck diving, and liveaboard expeditions. Features hyperbaric chamber treatment, sea ambulance services, and coverage for pre-existing medical conditions. Available as single or multi-trip policies with flexible excess options and up to 15 million medical emergency coverage underwritten by AXA.
Dive Boat Insurance
Tailored protection for dive-specific risks including member-to-member liability, instructor-pupil coverage, and oxygen therapy equipment. Includes accidental damage to lower leg/prop from underwater objects and wide offshore cover up to 20 miles. Designed for both private and commercial dive operations with optional mooring arrangements and wheel clamp endorsements.
Inland Craft Insurance
Specialist policies for inland waterway vessels including liveaboard narrowboats and cruisers. Covers fire, flood, vandalism, and accidental damage with low excesses. Offers continuous cruise permissions, marina discount benefits, and water ski liability options underwritten by Tokio Marine HCC.
Pleasure Craft Insurance
Comprehensive protection for tidal and non-tidal pleasure craft including motor cruisers, sailing boats, and water-ski vessels. Features third-party liability up to 5 million, road transit coverage, and no-claims bonuses. Available with optional winter sports cover and enhanced protection for engine damage from floating objects.
People
Nick Caldwell
Director
With over 35 years in the business since joining in 1988, Nick leads our team with deep expertise in marine insurance. A lifelong scuba diver since age 8, he ensures our policies reflect divers' real-world needs through continuous industry engagement.
Questions
Do you cover scuba diving holidays primarily booked for diving?
Yes, unlike many insurers, we specifically include coverage for dedicated diving holidays without exclusions related to primary purpose.
What depth does your scuba diving cover reach?
Our policies cover recreational scuba diving down to 40 meters when you select the Sports & Activities option.
Are engine damages from underwater objects covered?
Yes, we include accidental damage to lower leg/prop from striking underwater or floating objects as standard cover.
Can I get liability cover for injuring my own divers?
Yes, we provide member-to-member liability coverage up to £3 million for injuries to your own crew members while diving.
Do you insure commercial dive operations?
Yes, we offer competitive policies for dive charter businesses and commercial operations with tailored risk management solutions.
What offshore distance does your cover allow?
Our standard policies permit use up to 20 miles offshore, with extended coverage arrangements available upon request.
