Business Details
35 Years
experience
Emergency
services
Specialist Sports Insurance Solutions
SportsCover Direct has been providing specialist sports insurance solutions since 1991, offering tailored coverage for over 500 sports and activities globally. Our expertise spans sports travel insurance, accident protection, and equipment coverage, designed specifically for amateur and semi-professional athletes. With a focus on innovation, we deliver user-friendly online quote systems and instant policy documentation via email, ensuring accessibility for sports enthusiasts worldwide. Our team of experienced underwriters collaborates with AXA XL to create policies addressing unique sporting risks, from extreme sports to competitive events. We maintain a 5-star customer service rating through our UK-based support team and professional claims handling processes.Our commitment to transparency is demonstrated through consideration of all pre-existing medical conditions and clear policy terms. Having protected over 75,000 customers annually, we combine three decades of industry experience with flexible payment options, including monthly subscriptions. Our comprehensive approach covers medical emergencies, equipment loss, race entry fees, and personal liability, with specialist products for golf, cycling, and mountain biking. We maintain professional standards through Financial Conduct Authority regulation and continuous policy development based on customer feedback.
Services
Sports Travel Insurance
Golf Insurance
Cycling Insurance
Mountain Biking Insurance
Sports Accident Insurance
Activity TopUp Insurance
Shooting Insurance
Details
- Year established: 1991
Highlights and features
- 30 years experience in specialist sports insurance
- Professional claims handling with leading industry partners
- Underwritten by AXA XL experts in sports insurance
- UK-based customer service team available weekdays
- 5-star customer service rating from verified reviews
Associations and certifications
- AXA XL
- Financial Conduct Authority (FCA)
What people say
Super-fast service
Best prices available
Excellent customer support
Seamless claims process
Comprehensive coverage options
Services
Sports Travel Insurance
Our Sports Travel Insurance provides comprehensive protection for sporting activities abroad. This policy covers medical expenses up to 10 million, trip cancellation, sports equipment protection, and personal liability. Ideal for amateur athletes participating in over 500 sports worldwide, it includes emergency repatriation and race entry fee coverage. The flexible policy offers bronze, silver, and gold tiers to suit different coverage requirements and budgets.
Golf Insurance
Specialist golf insurance covering equipment, personal liability, and accident protection. Our policy provides 'new for old' replacements for damaged clubs and covers hole-in-one celebration costs. With four coverage levels from 24.49 annually, it protects against theft, loss, and damage both on and off the course. Worldwide coverage options available for international play up to 120 days per year.
Cycling Insurance
Tailored cycling insurance for road, mountain, and touring cyclists. This policy covers medical emergencies, equipment protection up to 5,600, and race entry fees. Available as single trip, annual, or activity top-up policies, it includes search and rescue operations and covers electric bikes up to 250W. Ideal for cyclists participating in competitions or leisure rides across Europe and worldwide destinations.
Mountain Biking Insurance
Specific coverage for cross-country and downhill mountain biking activities. The policy includes medical expense coverage up to 10 million, equipment protection, and personal liability up to 2 million. Available in bronze, silver, and gold tiers, it covers competitive events and stunt riding. Additional coverage options available for high-value equipment and extended trip durations.
Activity TopUp Insurance
Flexible top-up insurance for activities excluded from standard policies. This bolt-on coverage provides protection for specific sports during existing trips, available for single or multiple days. Covers medical expenses, personal liability, and equipment protection for over 500 sports activities, ideal for customers with existing travel insurance needing additional sports coverage.
Questions
Does your policy cover coronavirus-related claims?
Yes, we cover medical expenses and trip cancellation if you contract COVID-19, provided the FCDO isn't advising against travel to your destination.
Can professional athletes get coverage?
No, we only insure amateurs or semi-professionals earning less than £5,000 annually from sports activities.
How do I make a claim?
Contact our claims team Monday-Friday 9am-5pm via our dedicated claims page for assistance with your insurance claim.
Is equipment cover available?
Yes, we provide up to £5,600 sports equipment coverage for loss, damage or theft during your insured activities.
Do you cover pre-existing medical conditions?
We consider all pre-existing conditions without additional charges, though special terms may apply for subsequent claims.
What extreme sports are covered?
We cover skydiving, kitesurfing, off-piste skiing, downhill mountain biking and other extreme sports in our policies.
Reviews (4)
Lena Wn
May 03, 2021
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Great range of insurance, good value for money, excellent customer service, definitely recommend it to anyone looking for sports, leisure and travel insurance.
Kostadinka Cheusheva
Apr 06, 2021
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I've been with SportsCover Direct for several years and always receive outstanding service. You can just forget about your insurance and everything is done for you. Best value for money on my sports insurance cover, would highly recommend.
Tony Mullaney
May 15, 2020
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Expensive Have used every year for a long time for Thai boxing holiday cover This year after reading small print it no longer covers competition The price a year ago for Muay Thai cover 180 The next year 250+ I think that is a bit over the rates of inflation
Alex Maclean
May 06, 2020
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Hard work to deal with. Mandy is inefficient and just 'forgets' to return money when a policy is cancelled. But it's fine because "she's only human" - which apparently gives her permission to speak over you too. Three phone calls to try and get a refund and still no money in my account. Not worth the hassle. So thankful I didn't have to make a claim - would hate to think how hard it would be to get money from them.
