Business Details
44 Years
experience
Trusted Insurance Services in Tredegar
Established in 1982, PHJ Mitchem Associates has built a reputation for delivering personalized insurance solutions across the UK. Founded by Philip Hilton James Mitchem, a former CID officer with Gwent Police Force, our agency was created to restore genuine customer service to an industry often dominated by impersonal corporations. We combine cutting-edge technology with access to major UK insurers, enabling us to compete with direct insurers while maintaining our commitment to tailored service.Our team prioritises understanding individual client needs, crafting policies that reflect specific requirements, and providing UK-based support during claims. With FCA authorisation and a focus on transparency, we offer comprehensive insurance products for homes, vehicles, businesses, and specialist assets, ensuring clients receive both competitive pricing and expert guidance.
Services
Home Insurance
Motor Insurance
Temporary Vehicle Insurance
Business Insurance
Specialist Insurance
Details
- Year established: 1982
Highlights and features
- 40+ years of independent insurance broking experience
- Tailored policies crafted to individual client requirements
- FCA-authorised with access to major UK insurers
- UK-based claims support and dedicated customer service
- Specialist expertise in home, motor, and business insurance
Associations and certifications
- Financial Conduct Authority
Services
Home Insurance
We provide comprehensive home insurance solutions protecting UK properties against buildings and contents risks. Our policies start from 75/year for buildings cover and 65/year for contents, with combined packages offering additional discounts. Policies include protection for primary residences, second homes, holiday properties, and let properties, with tailored options for landlords and tenants.
Motor Insurance
Our motor insurance services cater to private and commercial vehicles, including cars, motorcycles, classic vehicles, and business fleets. We offer comprehensive cover from 1 to 65,000 vehicle value, with specialist options for new drivers, temporary use, and commercial operations. Policies include business use coverage and fleet management solutions for 2-100 vehicles.
Business Insurance
We specialise in business insurance packages combining property, liability, and operational protections. Services include commercial combined policies, professional indemnity, directors' liability, and motor trade coverage. Our solutions cater to sole traders through to large fleets, with tailored options for property owners, haulage companies, and specialist industries.
Temporary Vehicle Insurance
In partnership with GoShorty, we offer flexible temporary vehicle insurance from 1 hour to 28 days. Available for cars, vans, and learner drivers aged 17-75, these comprehensive policies suit short-term needs like vehicle sharing, test drives, and emergency cover. Instant online quotes and digital documentation ensure rapid deployment.
Specialist Insurance
We provide specialist insurance solutions including caravan coverage, pet insurance, travel policies, and legal expense protection. Our consultants handle unique requirements for exotic pets, high-value items, and emergency situations, with access to specialist underwriters for non-standard risks and bespoke policy requirements.
People
Philip Hilton James Mitchem
Founder
Former CID officer with Gwent Police Force who established PHJ Mitchem Associates in 1982 to restore personal service to the insurance industry. Brings over four decades of sector experience and regulatory expertise.
Questions
What types of insurance do you offer?
We provide home, motor, business, temporary vehicle, and specialist insurance products, including caravan, pet, and travel policies.
Can I get insurance for a second home?
Yes, we offer tailored policies for holiday homes and investment properties with comprehensive coverage options.
Do you provide temporary vehicle cover?
Yes, through our partnership with GoShorty, we offer comprehensive short-term insurance from 1 hour to 28 days.
Are you regulated by the FCA?
Yes, PHJ Mitchem Asc Ltd is authorised and regulated by the Financial Conduct Authority (registration number 309894).
Can I arrange cover online?
While we recommend personal consultation, temporary vehicle insurance can be arranged instantly through our partner platforms.
