Business Details
49 Years
experience
Independent Insurance Advisors in Padiham
Established in 1977, Margins Insurance Services Insurance Services has built a reputation as a trusted independent insurance intermediary. Our team combines over 75 years of collective experience in commercial and general insurance, offering tailored solutions for both personal and business needs. Regulated by the Financial Conduct Authority, we prioritise understanding client requirements to deliver customised policies. Our commitment to a personal service, supported by dedicated staff, ensures clients receive efficient and reliable advice. Testimonials from long-standing clients, including managing directors of established businesses, highlight our professionalism and expertise.We work closely with clients to identify risks and recommend appropriate coverage, leveraging relationships with a panel of insurers. Our services span motor, household, travel, and commercial property insurance, alongside specialist products like public liability and professional indemnity. With a focus on transparency and client-centric solutions, we aim to simplify insurance complexities while maintaining competitive pricing. Our proven track record and dedication to continuous improvement underscore our position as a local, trusted advisor in the insurance sector.
Services
Personal Insurance
Commercial Insurance
Motor Insurance
Household Insurance
Travel Insurance
Caravan Insurance
Gap Insurance
Legal Expenses Cover
Commercial Property Insurance
Public Liability Insurance
Details
- Year established: 1977
Highlights and features
- We have over 75 years of combined experience in commercial and general insurance.
- Our team is directly regulated and authorised by the Financial Conduct Authority.
- We provide a personal and dedicated service tailored to individual client needs.
- We offer exclusive discounts and flexible coverage options.
- Our proven expertise includes specialist products like public liability and professional indemnity.
Associations and certifications
- Financial Conduct Authority
What people say
Extremely professional
Second to none
100% trust
No hesitation in recommending
Dedicated staff
Services
Personal Insurance
We offer tailored personal insurance products to protect assets like homes, vehicles, and valuables. Our policies are customised to individual needs, covering motor, household, travel, and holiday home risks. With a focus on clarity and affordability, we help clients navigate insurance complexities to find optimal solutions.
Commercial Insurance
Our commercial insurance solutions address business-specific risks, including property, liability, and fleet coverage. We work closely with clients across sectors to design policies that safeguard assets and operations. From public liability to professional indemnity, our expertise ensures comprehensive protection aligned with industry demands.
Motor Insurance
We provide motor insurance for diverse needs, from classic cars to commercial fleets. Policies include GAP insurance to cover depreciation gaps and breakdown assistance. Our approach ensures competitive pricing while addressing unique risks associated with personal and business vehicle use.
Household Insurance
Our household insurance covers homes, contents, and valuables against damage or loss. Tailored options include holiday home coverage and legal expenses protection. We prioritise clear terms and flexible policies to ensure clients feel secure in their home insurance choices.
Public Liability Insurance
This service protects businesses from third-party claims related to property damage or injury. Essential for sectors like hospitality and retail, our policies offer financial security and peace of mind. We help clients assess exposure and secure appropriate coverage limits.
Questions
What types of insurance do you offer?
We provide personal and commercial insurance, including motor, household, travel, business property, liability, and specialist products like GAP insurance.
How do you tailor policies to individual needs?
We assess your specific risks and requirements through consultation, then recommend customised coverage options from a panel of insurers.
Are you regulated by the FCA?
Yes, we are authorised and regulated by the Financial Conduct Authority under Firm Reference Number 924720.
Can you help with commercial fleet insurance?
Yes, we offer motor fleet insurance solutions for businesses with multiple vehicles, providing flexible and cost-effective coverage.
Do you offer legal expenses cover?
Yes, we include legal expenses insurance to protect against third-party claims and cover solicitor fees if required.
