Business Details
46 Years
experience
Trusted Insurance Brokers in St Helens
Rigby Financial is a family-run, independent insurance and financial advice firm established over 45 years ago. Led by directors Simon and Andrew Rigby, we prioritise honest, expert advice delivered with a personal touch, avoiding call centres and jargon. Our team builds long-term relationships to tailor protection and financial solutions for individuals and businesses. We partner with trusted insurers to secure competitive premiums without compromising coverage. With FCA authorisation and a reputation as St Helens' largest independent broker, we combine experience with a commitment to client-centric service. Our values remain unchanged since 1980: integrity, professionalism, and dedication to protecting what matters most to our clients.
Services
Car Insurance
Home Insurance
Travel Insurance
Landlords Insurance
Cyber Insurance
Commercial Vehicle Insurance
Fleet Insurance
Retirement Planning
Protection
Mortgages
Details
- Year established: 1980
Highlights and features
- 45+ years of independent insurance brokering experience
- Family-run business with FCA-authorised professionals
- Competitive premiums through trusted insurer partnerships
- Personalised service with no call centres or jargon
- Tailored solutions for both personal and commercial needs
Associations and certifications
- Financial Conduct Authority
What people say
Best deal
Friendly and helpful
Prompt and efficient
Highly recommend
Professional service
Services
Car Insurance
We provide comprehensive car insurance solutions tailored to individual needs, balancing competitive pricing with robust coverage. Our policies cater to private motorists and fleet owners alike, ensuring protection against accidents, theft, and third-party claims. With flexible options and expert guidance, we help clients navigate insurance complexities while maintaining cost-effectiveness.
Commercial Insurance
Our commercial insurance packages safeguard businesses against property damage, liability risks, and operational disruptions. Specialised offerings include cyber insurance, professional indemnity, and fleet policies. We work closely with clients to assess sector-specific risks, ensuring bespoke coverage that aligns with regulatory requirements and industry best practices.
Retirement Planning
We offer independent retirement planning services to secure financial futures through tailored pension strategies. Our advisers evaluate clients' current provisions, risk tolerance, and long-term goals to recommend suitable investment vehicles. From workplace pensions to self-invested personal pensions (SIPPs), we provide ongoing support to optimise retirement outcomes.
Home Insurance
Our home insurance policies protect residential properties against risks like fire, flooding, and burglary. We offer buildings and contents coverage with optional add-ons for high-value items or landlord-specific needs. By partnering with reputable insurers, we ensure competitive premiums while maintaining responsive claims handling and policy flexibility.
Fleet Insurance
We specialise in fleet insurance solutions for businesses operating multiple vehicles, offering simplified management and cost efficiencies. Policies cover cars, vans, and specialist vehicles with customisable terms for varying driver profiles and usage patterns. Our approach balances comprehensive protection with competitive pricing to support business continuity.
People
Simon Rigby
Financial Adviser Director
Simon Rigby leads Rigby Financial's financial advice division with over 20 years of experience in pensions and investment strategies. He specialises in creating tailored retirement plans and protection solutions for individuals and businesses.
Andrew Rigby
Insurance Broker Director
Andrew Rigby heads the insurance division, leveraging his 25+ years of expertise to provide commercial and personal insurance solutions. He focuses on building client relationships and securing competitive market rates through trusted insurer partnerships.
Questions
What insurance products does Rigby Financial offer?
We provide car, home, travel, commercial, cyber, fleet, and landlords insurance, alongside specialist policies for unique personal or business requirements.
How does Rigby Financial ensure competitive pricing?
By partnering with multiple insurers and leveraging our buying power, we negotiate competitive premiums while maintaining coverage quality tailored to client needs.
Can Rigby Financial assist with business insurance claims?
Yes, our team supports clients through the claims process, offering guidance and advocacy to ensure timely, fair resolutions for commercial and personal policyholders.
Are Rigby Financial's advisers qualified?
Our financial advisers hold relevant industry qualifications and are FCA-authorised professionals with decades of combined experience in insurance and financial planning.
Do you serve clients outside St Helens?
While based in St Helens, we provide insurance and financial advice services to clients nationwide through our St Helens and Southport offices.
Reviews (5)
Lindsay Mellors
Hoyles have used Rigby Financial for many years to provide our commercial insurance. We have always received a prompt, efficient service and on the back of this are using their services to implement and help guide us through auto enrolment workplace pensions.
Joanna Jenner - Director
Rigby Financial have been my insurance broker for several years. They are always friendly and on hand whenever I need help and advice and have provided me with a really professional service that I require.
Nicola Walker Whiston
Fantastic, personal service. Feel like a name not a number. I have used Ralph Rigby for the last twenty two years for my car, motorbike and Home & Contents insurance. Always aim to get you the best deal on the market and always follow up with the correct paperwork. A professional, efficient service.
Emma Coulson
I have used Rigby Financial for all my insurance needs since setting up my own company 4 years ago. They are always happy to help and I would have no hesitation in recommending them.
R & D Abbott
We have used Rigby Financial for many years , and can say we are very pleased with the service they provide the staff are very knowledgeable and friendly and helpful in providing the right Insurance cover for many sectors , and been competitive is always a high priority , The commercial division is Excellent and we would be happy to recommend them to any other Businesses.