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Most of our customers have been refused cover by mainstream insurers for a variety of reasons. Cancelled, refused or voided, left to search the market for someone to take them on. Insurers are spending millions of pounds on data enrichment. Utility companies and big corporations sell your information to the insurers, who then set algorithms to use against you when assessing risks and loading premiums.
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There are 11 million people in the UK with criminal convictions, so you're not alone. It is imperative that you disclose any past issues we ask, for insurers have access to a lot of data and generally know what your previous history looks like anyway. They're asking questions they already have the answers to, so don't fall into the trap that many people do that will ultimately lead to your policy being cancelled for non-disclosure.
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