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Business Details
34 Years
experience
Your Trusted Motor Trade Insurance Partner in London
Road Runner has been a specialist motor trade insurance broker for over 25 years, offering tailored policies to independent traders and commercial businesses. With expertise in road risks, liability, and premises insurance, we provide comprehensive coverage for mechanics, dealers, valeters, and recovery operators. Backed by AXA, an A-rated insurer, our dedicated team ensures personalized service and competitive pricing.

We operate an online vehicle management portal for 24/7 policy management and support brokers with wholesale solutions. Our commitment to client satisfaction includes flexible payment options, no claims bonus protection, and a 25-year track record of reliability.
Services
Auto Electrician Insurance Mobile Mechanic Insurance Mechanic Tool Insurance Trade Plate Insurance Car Valeting Insurance Vehicle Recovery Insurance Premises Insurance Liability Insurance Road Risks Insurance Car Dealer Insurance
Details
  • Year established: 1992
Highlights and features
  • We have over 25 years of specialist motor trade insurance experience.
  • Our policies are backed by AXA, an A-rated insurer.
  • We offer 24/7 online vehicle management and policy updates.
  • Dedicated team for personalised insurance solutions.
  • Flexible payment options including instalment plans.
Associations and certifications
  • Financial Conduct Authority
What people say
Highly recommend Reliable service 20+ years Personalised cover Dedicated team
Services
Road Risks Insurance
Road Risks Insurance protects motor traders when driving vehicles owned by the policyholder or customers. This includes named drivers and covers vehicles during repairs, deliveries, or trade use. Policies ensure legal compliance and financial protection against accidents, theft, or damage.
Premises Insurance
Premises Insurance safeguards motor trade businesses against loss or damage to tools, equipment, and premises. It covers risks like fire, theft, and accidental damage, ensuring continuity for workshops, garages, and dealerships.
Liability Insurance
Liability Insurance covers motor traders against claims from employee injuries, customer vehicle damage, or public incidents. It includes Employers Liability and Public Liability, meeting legal requirements and mitigating financial risks.
Mobile Mechanic Insurance
Mobile Mechanic Insurance provides tailored protection for mechanics operating off-premises. It includes road risks, tool coverage, and liability protection, supporting flexible working while ensuring compliance and asset security.
Trade Plate Insurance
Trade Plate Insurance offers temporary coverage for testing or delivering vehicles. It ensures legal compliance for professionals handling multiple vehicles, with flexible terms for short-term use and customer vehicle transfers.
People
Lee Dicks
Sales Manager
Lee Dicks leads Road Runner's sales team with over 25 years of motor trade insurance experience. He specialises in tailoring policies for independent traders and prioritises client education and support.
Louise Velez
Divisional Director
Louise Velez oversees operations at Road Runner, ensuring efficient service delivery. With a background in risk management, she focuses on enhancing policyholder experiences and streamlining insurance processes.
Fidoo Etwaroo
Renewals Manager
Fidoo Etwaroo manages policy renewals at Road Runner, ensuring seamless transitions for clients. His expertise in motor trade risks helps maintain competitive pricing and comprehensive coverage during policy renewals.
Questions
What is motor trade insurance?
Motor trade insurance covers businesses working with vehicles, including dealers, mechanics, and valeters. It protects against risks like vehicle damage, liability claims, and premises losses.
Why choose Road Runner for motor trade insurance?
Road Runner offers specialist motor trade cover since 1992, backed by AXA. We provide tailored policies, 24/7 online management, and expert support for traders' unique needs.
Can I get motor trade insurance without business premises?
Yes. Road Runner offers policies for home-based mechanics and mobile traders, covering tools, road risks, and liability without requiring a fixed workshop.
How do I make a claim with Road Runner?
Contact our dedicated claims team immediately via phone. Provide policy details and incident information to expedite processing and resolution.
What payment options are available?
We offer flexible payments, including full annual payment or instalments (six or ten). Credit/debit cards and bank transfers are accepted for all policies.
Do you cover classic or modified vehicles?
Yes. Road Runner insures classic, vintage, modified, and specialist vehicles under motor trade policies, ensuring tailored coverage for unique automotive needs.
Reviews (6)
Daniel Attwell
Mar 16, 2022 Report
Been with this company coming up 15 yrs and never had to claim. Been a top company, then out of blue today I get a letter stating they won't be able to renew my policy end of month due to change in circumstances of the policy. I rang today to get an understanding, aperntly (it's my postcode and job description), I tried to see if could change things so could stay with them and because (letter has been sent it's pretty much set in stone)?! I'm sorry but why not talk to me rather than saying can't renew. Not happy.
James Cartwright
Feb 02, 2022 Report
Been looking for new insurance company for a traders policy and tried these but because I own a sports car they won't even consider me, I even said I could sell the car if it was that much hassel to get trade insurance but because they now know I have/had one they won't consider me at all
Edward Hankers
Jun 09, 2021 Report
Took out new Motor Trade Risk and Public Liability insurance with Roadrunner last week. Being a new sole trader, mobile mechanic, I had next to no understanding of these policies. However, Rio, was an absolute asset to the Roadrunner team. He ran through everything I needed to know and answered all the daft questions I fired at him. He had no issues in answering them all immediately. He knew his stuff and was instrumental in me taking the policy out with them as I had been quoted higher figures by more 'mundane' insurance companies. I will definitely recommend this company and If you get Rio as your adviser be rest assured you are in safe hands.
Sbhepworth
Mar 30, 2021 Report
I have been with Road Runner insurance for over 5 years, their service is excellent. Every time i ring a get a real person with out any holding on.they quickly sort any problems or queries. Their website is clear and straightforawrd for vehicle updates I do check the insurance renewal prices, like for like and they are always competitive, so have no intention of changing. Many thanks for the excellent service you provide. Simon Hep
Revolution Mechanics
Jun 03, 2020 Report
I would like to to encourage everyone to use Road Runner, been with them a few years. Always come in best price straight away, no messing about. However been particulary impressed with the service from Kyran, working from home after hours dealing with my renewal during this crazy corona time, He gave me honest sound advice, very refreshing in this day and age. Cant say enough really, THANKS! Nick@ Revolution Mechanics.
The Pippins
Jan 13, 2020 Report
Avoid been with them 4 years and the day of renewal they ask for the money upfront. They were a lovely team until they sold it what ever they did and got axa involved even my premiums went up to the point they, said if I can get it cheaper then they can go to axa to see it they can beat it. Been with you 4 years you should beat it anyways. Not to bad of a situation I got it down to 800 with a new company on the same day. Just the inconvenience they have caused that's why they getting the 1 star. Really hope AXA stops taking over they little company's.