Business Details
28 Years
experience
Specialist Insurance for Caterers & Property Owners
Advance Underwriting is a UK-based insurance intermediary with expertise in specialized insurance solutions. Established in 1998, we operate as a wholly owned subsidiary of Eastman Underwriting Agency Limited, maintaining a strong reputation for tailored coverage across diverse sectors. Our focus areas include mobile and outside catering, property ownership, landlord responsibilities, and professional indemnity insurance. As an FCA-authorised firm with reference number 308411, we ensure regulatory compliance and ethical standards in all operations. Our portfolio serves mobile catering trailers, roadside cafes, residential and commercial lettings, and legal expense requirements.We provide comprehensive policies with flexible options, including combined packages and standalone liability coverage. Based in Lowestoft, Suffolk, we serve UK clients under UK legal jurisdiction. Our commitment to transparency extends to dispute resolution through the Financial Ombudsman Service. With over two decades of experience, we combine industry knowledge with personalized service. Our competitive premiums start from 110, offering accessible protection for businesses and professionals.
Services
Caterers Trailer Insurance
Caterers Liability Insurance
Property Owners Insurance
Professional Services Insurance
Legal Expenses Insurance
Details
- Year established: 1998
Highlights and features
- Established in 1998 with specialist insurance expertise
- FCA-authorised and regulated for consumer protection
- Tailored policies for mobile catering and property sectors
- Comprehensive coverage including combined and standalone options
- Competitive premiums starting from 110 annually
Associations and certifications
- Financial Conduct Authority
Services
Caterers Trailer Insurance
Our Caterers Trailer Insurance provides comprehensive protection for mobile and outside catering operations including trailers, roadside cafes, and beach kiosks. Coverage extends to static roadside units, sandwich bars, and home-based catering premises. Policies start at 110 annually with optional employers liability add-ons, offering combined protection for equipment, stock, and business continuity. This specialist insurance addresses the unique risks faced by food service professionals operating in temporary locations.
Caterers Liability Insurance
Public liability insurance tailored for catering operations protects against third-party claims for injury or property damage. Applicable to cafes, restaurants, roadside food units, and contract catering premises. Available as standalone coverage or integrated within our combined trailer insurance policy. Essential for mitigating financial risks from customer incidents, this insurance covers legal defense costs and compensation awards up to specified limits while maintaining business operations.
Property Owners Insurance
Specialist insurance for property owners covering unoccupied premises and let properties. Designed for solicitors handling probate cases, homeowners awaiting sales, and commercial property investors. Includes coverage for vacant buildings, residential lets, and commercial properties. Provides liability protection for accidents occurring on the property, and covers legal expenses related to tenant disputes and property management issues affecting landowners and landlords.
Professional Services Insurance
Risk management solutions for professional service providers including directors and officers liability insurance. Protects against claims arising from alleged negligence, errors, or omissions in professional services. Covers legal defense costs and compensation awards for financial losses caused by professional advice. Essential for consultants, advisors, and corporate directors requiring protection against business decisions made in their professional capacity.
Legal Expenses Insurance
Coverage designed to protect businesses against unexpected legal costs. Provides financial support for dispute resolution related to debt recovery, employment issues, contract breaches, and property disputes. Helps safeguard business interests during legal proceedings while maintaining operational stability. Available as standalone coverage or integrated within our professional services insurance packages for comprehensive risk management solutions.
Questions
What types of catering businesses qualify for your insurance?
We cover mobile catering trailers, roadside cafes, beach kiosks, sandwich bars, home-based catering, and contract catering operations across the UK.
Do you offer combined insurance packages?
Yes, our Caterers Combined policy includes trailer coverage with optional employers liability in one comprehensive package.
What property insurance options exist for landlords?
We provide unoccupied property insurance for probate cases and let property insurance for residential and commercial landlords across the UK.
Is professional indemnity insurance available for consultants?
Our professional services insurance covers consultants, directors, officers, and legal expense requirements with tailored risk management solutions.
How does the claims process work?
Policyholders can report claims through our dedicated portal or contact our Lowestoft office directly for immediate assistance with the FCA-regulated claims process.
Can I get insurance for a temporary catering event?
While our standard policies focus on established businesses, we can advise on short-term coverage options through our specialist underwriting partners.
