Victor C Knight

Business Details

50+ Years

experience

Emergency

services

Specialist Musician Insurance Solutions in London

Established in 1971, Victor C Knight has built a reputation as a specialist insurer for musicians and music industry professionals. Our expertise lies in providing tailored insurance solutions for musical instruments, DJ equipment, and music-related liabilities, combining over five decades of industry knowledge with a personal service approach. As an FCA-authorised firm, we ensure compliance with the highest regulatory standards while offering competitive rates and unique benefits such as zero excess on musical instrument policies. Our team understands the specific risks faced by musicians, from touring challenges to studio operations, and we deliver comprehensive coverage that adapts to evolving industry needs.

With a heritage rooted in founder Victor Knight's personal experience as a jazz musician, our business continues to prioritise client trust through transparent communication and dedicated support. We serve both amateur and professional musicians across the UK, offering additional services including motor, home, and public liability insurance specifically designed for music industry requirements.

Services

Musical Instrument Insurance DJ Equipment Cover Public Liability Insurance Music Motor Insurance Musician Home Insurance

Details

Year established: 1971

Highlights and features

50+ years specialising in music industry insurance
FCA-authorised with zero excess on instrument policies
Personalised service from music industry experts
Free monthly instalments with 0% interest available
24/7 claims helpline for emergency support

Associations and certifications

Financial Conduct Authority

Website

Update Listing

Services

Musical Instrument Insurance

Comprehensive protection for all musical instruments and equipment, including classical and electronic instruments, studio gear, and computers. Policies cover theft, fire, accidental damage, and loss with worldwide options. Unique benefits include zero excess, new-for-old replacement, and unattended vehicle cover during transit.

DJ Equipment Insurance

Specialist insurance for professional and part-time DJs covering mixers, lighting equipment, laptops, and media collections. Policies include transit damage protection, worldwide coverage options, and integration with additional music industry insurance requirements while maintaining flexible payment terms.

Public Liability Insurance

Tailored liability protection for music venues, recording studios, and performers with coverage levels up to 5 million. Includes personal accident cover and integrates with equipment policies, providing essential protection for public-facing music operations and events.

Music Motor Insurance

Specialist car insurance for music professionals transporting equipment, featuring unattended vehicle cover for instruments and gear. Policies include class 1 business use as standard and provide protection for both personal and professional music-related driving requirements.

Musician Home Insurance

Customised home insurance for musicians covering domestic property while protecting stored instruments and equipment. Combines standard home insurance features with music industry-specific benefits, including coverage for valuable sheet music collections and studio setups.

Questions

What does musical instrument insurance cover?

Our policies cover theft, fire, accidental damage, and loss of musical instruments and equipment worldwide. Additional benefits include zero excess, new-for-old replacement, and unattended vehicle cover during transit.

Can I insure my DJ equipment?

Yes, we cover all DJ equipment including mixers, lighting rigs, laptops, and media collections. Policies include transit damage protection and worldwide coverage options tailored to music professionals.

Do you offer public liability insurance?

Yes, we provide public liability insurance up to £5 million for musicians, venues, and studios. This includes personal accident cover and integrates with equipment policies for comprehensive protection.

How do I make a claim?

Contact our 24-hour claims helpline at 0800 205 5514. Provide proof of ownership and value documentation. Musical instrument claims benefit from zero excess while motor claims have standard excess terms.

Can I amend my policy?

Yes, you can add or remove items at renewal or during the policy term. Contact us to update coverage for new equipment purchases or items sold, with flexible policy adjustments available.

Do you insure international musicians?

We require policyholders to be UK residents. However, UK residents can obtain worldwide coverage for their instruments and equipment when touring or travelling internationally.

Reviews (5)

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Peter Harris

May 01, 2021 Report

I was insured with Victor C Knight for 2 years and after moving insurance company, a request for my no claims certificate was ignored. I have called, emailed, left voicemails, even spoken to someone on the phone who assured me he would send it that day, but failed to. So unprofessional and are at risk of getting my new policy cancelled. Avoid.

Pete Watson

Feb 26, 2021 Report

Critical: Professionalism, Quality, Responsiveness Up until this year they have been very competitive - now literally impossible to get hold of. I'm trying to give you money for FS! I've let me policy lapse now and will move to a company who can be bothered to answer a phone or email

Daisy Bevan

Jan 05, 2021 Report

No one answering the phone or picking up messages, or answering emails. Yet they seem to still be posting on their twitter account?! Also being ignored on there. Disgraceful customer service - supposed to be for musicians too who are having great a very tough time of it at the moment! Even on furlough you could answer an email couldn't you?!

Patrick Tucker

Nov 20, 2019 Report

I have been with Victor C. Knight for a number of years - but never again! I received a letter from them informing me that my Insurance had not been renewed, and as of that day (a Saturday) it would be illegal for me to drive as I was no longer insured. They would get in touch with me as soon as possible. They did not. After many phone calls over the next three days being unanswered, or answered and suddenly cut off, or with promises of being rung back never happening, I was finally told after THREE days of being unable to drive my car that they would be unable to offer me a new policy like the last one - not even for more money.

Their website claims that there will be a reminder from them when the insurance renewal is coming up - this never happened. I was left in the lurch, with no help or assistance, and I had to myself find another insurer. I consider their behaviour unprofessional and inconsiderate, and would never recommend them to anyone. 22 January 2020.

Ian Schofield

Dec 21, 2018 Report

I've have insured my brass instrument with Victor Knight for a number of years. Unfortunately I had to make claim for accidental damage, I got to choose my repairer and the claim was settled with no hassle Highly recommended