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Business Details
24 Years
experience
Independent Loss Adjusting Services UK
Established in 2002, TopMark Adjusters is an independent Chartered Loss Adjusting firm specialising in property and liability claims. Our team of qualified professionals delivers expert advice across commercial and domestic insurance claims, including business interruption, contractors' risks, and public liability. Headquartered in Glasgow, we operate nationwide across the UK, maintaining rigorous training standards through affiliations with the Chartered Insurance Institute and Chartered Institute of Loss Adjusters.

We prioritise transparent communication and unbiased assessments, ensuring fair outcomes for insurers, brokers, and policyholders. Our technical expertise and commitment to resolving complex claims have fostered long-term relationships with clients across Scotland, England, Wales, and Northern Ireland.
Services
Property Loss Adjusting Liability Claims Business Interruption Contractors All Risks Public Liability Employers Liability Product Liability Expert Witness Services
Details
  • Year established: 2002
Highlights and features
  • We have over 20 years of experience in insurance claims handling.
  • Our team consists of Chartered Loss Adjusters with industry-recognised qualifications.
  • We operate nationwide across the UK with local expertise.
  • Our technical expertise ensures accurate, policy-aligned claim assessments.
  • We maintain long-term client relationships through transparent communication.
Associations and certifications
  • Chartered Insurance Institute
  • Chartered Institute of Loss Adjusters
Services
Property Loss Adjusting
We handle commercial and domestic property claims with expertise in major losses up to 1m. Our Chartered Adjusters assess damage accurately, ensuring settlements align with policy terms. Clients benefit from our technical knowledge and impartial evaluations.
Liability Claims
Specialising in employers, product, and public liability claims, we provide unbiased assessments for insurers and brokers. Our team resolves complex third-party claims against public authorities with precision and legal compliance.
Business Interruption
We evaluate business interruption losses with detailed financial analysis. Our adjustments ensure accurate compensation for income loss while maintaining policy adherence. Clients receive tailored solutions for recovery.
Expert Witness Services
Acting as expert witnesses, we provide court testimony for contentious claims. Our reports combine technical expertise with legal clarity, supporting solicitors in insurance-related litigation across the UK.
Contractors All Risks
We adjust contractors' all risks claims covering construction projects. Our assessments address property damage and third-party liabilities, ensuring comprehensive coverage interpretation for insurers and policyholders.
People
Des Bradshaw
Managing Director
Des Bradshaw, Managing Director, holds an honours degree in Scots Law and became a Chartered Loss Adjuster in 2018. With extensive experience in commercial and domestic claims, he specialises in major losses up to 1m and complex business interruption cases.
Questions
What areas do TopMark Adjusters cover?
We provide loss adjusting services across Scotland, England, Wales, and Northern Ireland through our strategically located team.
Are TopMark Adjusters qualified professionals?
All our adjusters are Chartered professionals with qualifications from the Chartered Insurance Institute and Chartered Institute of Loss Adjusters.
What types of insurance claims do you handle?
We specialise in property losses, business interruption, contractors all risks, and liability claims including employers, product, and public liability.
Can you act as an expert witness?
Yes, we provide expert witness services for contentious insurance claims, supporting legal teams with technical assessments and court testimony.
How do you ensure unbiased claim assessments?
Our independence from larger commercial interests guarantees impartial evaluations, with recommendations strictly aligned to policy terms and client needs.