Business Details
Specialist Insurance Solutions for Blocks of Flats, Landlords & Businesses
Established in Cheltenham over six decades ago, Lansdown Insurance Brokers Insurance Brokers has built a reputation for delivering specialist insurance solutions tailored to diverse client needs. As part of the Benefact Group since 2014, we combine our heritage of local expertise with access to a panel of leading insurers. Our team of experienced professionals specialises in Blocks of Flats Insurance, Landlord Insurance, Business Insurance, and Personal Lines coverage, ensuring clients receive bespoke policies aligned with their unique requirements. We prioritise transparency, offering clear guidance on coverage options, from reinstatement valuations to liability protections. Our commitment to exceptional customer service is reflected in our in-house policy issuance, rapid response times, and proactive risk management advice.With a focus on both residential and commercial sectors, we address complex insurance challenges, including unoccupied properties, probate houses, and high-risk tenancies. Our partnerships with valuation experts and safety consultants enhance our ability to provide comprehensive risk assessments and compliance support. Recognising the evolving needs of property owners and businesses, we continuously adapt our offerings while maintaining the personal touch that defines our approach. Whether advising leaseholders, freeholders, or entrepreneurs, our goal remains to safeguard investments through precise, value-driven insurance strategies.
Services
Blocks of Flats Insurance
Landlord Insurance
Business Insurance
Commercial Property Insurance
Professional Indemnity Insurance
Unoccupied Property Insurance
Probate House Insurance
HMO Landlord Insurance
Buy-to-Let Insurance
Rebuild Cost Assessment
Highlights and features
- We offer over 60 years' specialist experience in Blocks of Flats Insurance
- Our team provides bespoke policies through partnerships with A Rated UK insurers
- We guarantee in-house policy issuance for faster service delivery
- Our valuations partnership ensures accurate rebuild cost assessments
- We maintain FCA authorisation for regulatory compliance and client protection
Associations and certifications
- Financial Conduct Authority
Services
Blocks of Flats Insurance
Specialist insurance for multi-occupancy residential buildings including converted houses and purpose-built blocks. Covers structural damage, liability claims, and loss of rent with options for lift inspections and terrorism coverage. Designed for leaseholders, freeholders, and management companies requiring comprehensive protection.
Landlord Insurance
Tailored protection for residential investment properties including buildings coverage, liability insurance, and rent guarantee options. Addresses risks like accidental damage, water leaks, and legal expenses while accommodating HMOs and buy-to-let arrangements across single and portfolio properties.
Business Insurance
Customisable insurance packages combining employers' liability, public liability, and professional indemnity coverage. Supports diverse business types from shops to tradesmen with content protection and bespoke policies for high-risk operations requiring specialist underwriting.
Commercial Property Insurance
Buildings insurance for commercial properties rented to businesses including shops, offices, and industrial units. Integrates with liability protections and terrorism coverage while accommodating unique requirements for unoccupied commercial spaces and probate-related properties.
Professional Indemnity Insurance
Coverage against claims of professional negligence or inadequate service provision. Protects businesses offering advice or specialist services by covering legal defence costs and compensation for rectification, essential for regulated professions and consultancy operations.
Questions
What does Blocks of Flats Insurance cover?
Our policies cover structural damage from all risks, liability claims, loss of rent, and alternative accommodation. Additional options include lift inspections and terrorism coverage.
Is landlord insurance legally required?
While not legally mandatory, it's strongly recommended to protect against property damage, liability claims, and income loss. Mortgage lenders often require coverage.
How are insurance premiums calculated?
Premiums depend on property value, construction type, claims history, occupancy status, and selected coverage options including excess amounts.
Can I insure multiple properties together?
Yes, we offer portfolio policies covering multiple blocks of flats or rental properties under a single contract for simplified management.
What valuation methods do you use?
We partner with RebuildCostAssessment.com for desktop and on-site valuations to ensure accurate insurance sums for residential and commercial properties.
Do you cover unoccupied properties?
Yes, we provide specialist coverage for empty properties with adjusted terms to address increased risks during vacant periods.
Reviews (6)
Vince Henderson
Jun 06, 2021
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I had not received renewal documentation for House Insurance due early Feb. My query was swiftly passed on to Sam, who, also swiftly, explained that my Direct Debit (which I have not had before) would be automatically renewed, so no renewal documents sent. OK.
Carole Flynn
Mar 20, 2021
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I spoke to Alec Lloyd and he was so helpful and approachable. Many thanks to him for his advice. So appreciated. Carole Flynn
Robin Saphra
Feb 10, 2021
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Critical: Professionalism Quoted premium, confirmed cover, then without explanation withdrew the quotation and asked me instead to transfer my current policy with another broker to them.whatever they're up to, I don't trust it.
Michael Willoughby
Feb 01, 2021
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This is my second year as a client of Lansdown Insurance Brokers. I was already pleased by Debbie Hunt's extremely competitive quotations. She is always professional. and extremely courteous. I recently had a need to make a claim. The insurance company turned out to be a fair-weather friend more interested in the premium, than supporting its clients. Debbie Hunt of Lansdown Insurance Brokers intervened on my behalf, and tenaciously pressed my case, and after many calls managed to secure my claim in full, plus compensation from the insurance company in respect of their shoddy service. If you need a broker who will not only give you the best deals, excellent service, and be there to fight your corner when needed, then you can do no better than Lansdown Insurance Brokers!
Frank Leach
Dec 08, 2019
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We have arranged our flat block insurance with Lansdown for the past two years. The service is excellent and the value is no less. It will be a waste of time trying to find better. Thanks Chloe.
Richard Backhouse
Nov 23, 2019
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I was shopping around to get a better car insurance deal and somehow came across Lansdown Insurance Brokers. I was very happy with the insurance cover Catherine was able to obtain for me - especially with the price. She has always been helpful, pleasant and efficient. I have now arranged our car breakdown insurance through Lansdown.
