Business Details
Trusted Landlord Insurance Solutions in the UK
At Landlord Insurance, we specialise in providing tailored property insurance solutions for residential and commercial landlords across the UK. With a deep understanding of the unique risks associated with property letting, our services span coverage for buildings, contents, liability, and loss of rent, accommodating diverse tenant types including students, professionals, and asylum seekers. Our team prioritises transparency, offering clear policy details, flexible endorsements, and competitive pricing while adhering to rigorous underwriting standards to ensure reliable claims handling.By focusing on client-centric service and leveraging expertise in risk management, we empower landlords to protect their investments confidently, whether insuring a single property or managing a multi-property portfolio.
Services
Landlord Building Insurance
Landlord Contents Insurance
Property Liability Insurance
Loss of Rent Insurance
Legal Expenses Insurance
Highlights and features
- We cover diverse tenant types, including students, asylum seekers, and professional lets.
- Our policies include protection against fire, flood, subsidence, and malicious damage.
- We offer tailored insurance for HMOs, holiday homes, and unoccupied properties.
- Transparent excess structures and flexible policy endorsements are clearly outlined.
- We provide quotes for multi-property portfolios with reduced administrative complexity.
Services
Landlord Building Insurance
Protects residential and commercial property structures against risks like fire, flood, subsidence, and storm damage. Covers fixtures, fittings, and outbuildings, with excesses varying by property type and peril. Policies exclude standard maintenance responsibilities.
Landlord Contents Insurance
Covers landlord-owned appliances and removable fittings in furnished properties, excluding tenant possessions. Integrates with building insurance or offers standalone protection, subject to policy terms and exclusions.
Loss of Rent Insurance
Reimburses lost income when properties become uninhabitable due to insured events. Extends to commercial properties and specific tenant scenarios, with premiums determined by rental value and risk factors.
Legal Expenses Insurance
Supports eviction processes, defends prosecution claims, and offers legal advice for landlord obligations. Coverage varies by policy, excluding tenant disputes without proper references.
Multi-Property Insurance
Tailored solutions for landlords with multiple properties, offering consolidated policies, reduced premiums, and streamlined administration for residential or mixed-use portfolios.
Questions
What does landlord building insurance cover?
Covers structural damage from fire, flood, subsidence, and storms, including fixtures and outbuildings.
Does landlord insurance cover student tenants?
Yes, but premiums may reflect increased risk due to short-term occupancy patterns.
Is rent loss insurance included as standard?
Basic rent loss cover is standard; extended protection requires additional premium.
Can I insure multiple properties together?
Yes, portfolio policies offer reduced rates for three or more properties.
Does landlord insurance cover accidental damage?
Limited accidental damage cover may apply, depending on tenant type and policy terms.
Is landlord insurance tax-deductible?
Premiums are typically tax-deductible as a business expense for UK landlords.
Reviews (1)
George Pindar
Oct 01, 2016
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I have used Portwood for Travel Insurance for some years and always find the service and accuracy satisfactory. As is the value for money. The staff all have cheerful friendly voices with that delightful Geordie lilt so much more pleasant than most egional voices
