Direct Federal offers market leading rates across all of our products, from Share Certificates and Savings accounts to Home Equity Lines and Mortgages. Only we can do this thanks to our unique business model, where everything we save from only having the expenses of ONE branch, goes back to you. We don't waste money on a fancy network of branches that are closed more than they're open. This certainly doesn't mean we're hard to bank with, it means we're smart to bank with. You can do all your account openings right here online.
Services
About
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Here at Direct Federal, we don't have customers we have members. People who understand the importance and impact of a great rate, expect free and easy access to their accounts, and appreciate the little things that go into great service. Sure we're federally insured. But more importantly, we're totally committed. Take a look around to learn more about who we are, what we stand for, and how we can help. And if you like what you see, we hope you'll join us.
About Us
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Direct Federal is a federally insured credit union located in Needham, Massachusetts. Starting as a local lender in 1953, Direct has served several hundreds of thousands of satisfied members over the years - and in doing so, has earned a reputation as being one of the most dependable places in which to do business.
Loans
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Let's face it; life's expensive! From homes to cars to college, everyone needs a little financing help along the way. And that's where we come in. With more than 30 years of lending experience, we know how to keep things simple and make things affordable. Whether you're looking for a low-rate mortgage, home equity line, car loan, or credit card, you've come to the right place.
Personal Loans
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If you're looking to make an important purchase or consolidate some of your debt, our Personal Loan options are some of the best around. With loans available up to $25,000, members of Direct Federal may quickly apply for funds to cover an expensive purchase, emergency expense, or even a vacation. Personal Loan rates start at 9.99%1.
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