Business Details
8 Years
experience
Trusted Life Insurance Solutions for Families
Cover My Bubble was founded in 2018 with a mission to provide accessible, compassionate insurance solutions for families. Our journey began after the personal loss of our daughter, Lillie-Beth, which highlighted the critical need for financial protection during life's most challenging moments. We specialise in life insurance, critical illness cover, and income protection, offering tailored advice without pressure or hidden fees. Our team combines deep industry expertise with a client-centric approach, ensuring families understand their options and secure coverage that aligns with their needs. We prioritise transparency, affordability, and emotional support, operating under the Financial Conduct Authority's regulation to maintain the highest standards of trustworthiness. With over 800,000 in successful claims processed, we remain committed to raising awareness and simplifying insurance for families across England and Wales.
Services
Life Cover
Critical Illness Cover
Income Protection
Children's Insurance
Mortgage Protection
Details
- Year established: 2018
Highlights and features
- We offer personal experience with family insurance needs
- Our team provides no-pressure, jargon-free guidance
- Tailored monthly payments to suit family budgets
- Late evening and weekend availability for consultations
- FCA-authorised expertise in family financial protection
Associations and certifications
- Financial Conduct Authority
What people say
Fantastic service
No pressure process
Tailored solutions
Friendly team
Stress-free experience
Services
Life Cover
Life cover provides financial security for families in the event of a policyholder's death. This insurance ensures mortgage payments, living expenses, and future needs remain covered. Our tailored policies adapt to individual circumstances, offering peace of mind during uncertain times.
Critical Illness Cover
Critical illness cover offers lump-sum payouts for diagnosed conditions like cancer, heart disease, or stroke. With one in three people facing critical illness before age 60, this protection helps maintain financial stability during recovery. We explain policy terms clearly to ensure appropriate coverage.
Income Protection
Income protection replaces a portion of earnings if illness or injury prevents work. Policies cover ongoing bills and living costs when statutory sick pay proves insufficient. We help clients select appropriate deferment periods and coverage amounts for their specific needs.
Children's Insurance
Children's insurance covers pregnancy complications and paediatric critical illnesses. Many families remain unaware of these protections, which can provide financial support for medical expenses and lost income. We explain available options for newborns and existing policies.
Medical Applications
We guide clients through medical underwriting processes for insurance applications. Our support includes explaining health questions, managing disclosures, and clarifying how pre-existing conditions affect premiums. This transparent approach helps achieve fair policy terms.
Questions
What life insurance options exist for families?
We offer term life, whole-of-life, and mortgage protection policies tailored to family needs, ensuring financial security for dependants.
How does critical illness cover work?
This policy pays a lump sum upon diagnosis of specified conditions like cancer or heart disease, helping cover medical expenses and lost income.
Can I get insurance with pre-existing conditions?
We specialise in helping clients with medical histories obtain appropriate coverage, explaining disclosure requirements and policy terms clearly.
What support exists for policy applications?
Our team guides you through medical underwriting, explains health questions, and ensures accurate disclosures to prevent future claim issues.
How much do family insurance policies cost?
Premiums vary by coverage level and individual circumstances. We help clients find affordable options with transparent pricing.
What happens during the claims process?
We support clients through claims submission, having already helped families receive over £800,000 in successful payouts.
Videos
Reviews (24)
Sarah Riordan
May 31, 2022
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After finding it all quite confusing and daunting on what policy to get previously, Cover my bubble completely changed that! They are so friendly, kind and caring. They talked through all my options for my family and all with different affordability which really helped make the right choice for us. They weren't pushy in any way but attentive to our needs. Really happy and thankful for them!
Becky Davies
May 26, 2022
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Emma has been fantastic from start to finish. Due to lifelong medical conditions getting life insurance has been really difficult for myself but Emma has persevered on our behalf and has got the whole family cover. It has taken the stress away and has been an exceptional service. Would definitely recommend Cover My Bubble to anyone.
Natalie Sadler
May 22, 2022
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Brilliant service. Emma was so helpful and understanding about discussing my mental health issues. She managed to keep to my monthly budget when finding a quote perfect for me and my family. Was quick and easy to do. She even took my phone call in the evening as this was easier for me. Such a friendly group of people and genuinely want what's best for the customer. Thanks again Natalie
Amy Sowton
Mar 23, 2022
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Emma was so helpful and friendly when helping us sort out our life insurance. She really explained everything in terms we could understand and made sure we were given plenty of different options to choose from depending on our budget. Highly highly recommend for any insurance needs.
Bethany Miller-Clark
Mar 23, 2022
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Cover my bubble have been so wonderful. We have never had any life insurance and they helped find the best for my family, I feel confident knowing we are all covered even my son. They were amazing as I moved home and started a new job during this time, they were so patient and friendly and I didn't feel any pressure like the other companies will do to you. I think it's great to be able to talk on the phone and see them on their instagram, clearly they want to help families and knowing that it's for the right reasons makes you as a customer feel so much more confident that they will be doing their best for you and your family. Thank you so much!
Megan Cutforth
Feb 19, 2022
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Can't thank Emma and Cover My Bubble enough! After being highly recommended my husband and I finally reached out to Cover My Bubble. Emma was so helpful in helping us decide the right cover for our family at what what affordable to us. She easily explained what everything meant with no jargon, and no question felt like a silly one. She was so friendly and welcoming, that any worries I had were quickly forgotten. Thank you so much!
Sabrina Varley
Feb 19, 2022
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Such a lovely company that i am so grateful for! I found them through instagram and before i knew it we had a meeting set up just to chat and discuss what i was looking for. we already had one insurance offer but have managed to knock at least 20 per month off that which is fantastic. I felt so supported throughout and the team have been great at keeping me updated in the progress of our application. will 100% be going back to them if my documents need reviewing/ i need more cover. 10/10 would recommend.
Holly Williams
Feb 18, 2022
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I cannot recommend CoverMyBubble enough. I have always put off getting insurance because adverts say it's affordable but never seemed to be when I got a quote. Emma made it so easy for me literally doing all the hard work for me. Giving me affordable options. So for less than the price of a takeaway both my children and I are covered for both life insurance and critical illness. Emma is a credit to nice people doing amazing things to help people. Thank you. I hope I don't have to use the insurance but it's one less thing to worry about.
Amber Taylor
Feb 04, 2022
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Emma & the team at CoverMyBubble are amazing! In fact, no words can even describe how amazing they are! They are understanding, they understand how stressful it can be to get life insurance and how expensive it is. They understand conditions you have, and still get you the possible best quote! Their customer service is outstanding! Thank you for all your efforts! You have given me & my partner lifetime assurance!
Sarah Young
Feb 02, 2022
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Emma and the team are brilliant. They gave us honest and factual advice about our current life insurance and actually recommended we kept my husbands policy due the good terms. Emma was able to find myself a policy that met all of my families needs and was so helpful throughout the whole process.
Samantha Hannon
Aug 24, 2021
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Absolutely brilliant service from Emma and her team. Couldnt fault them and everything you want and need is taken into account until she gets a policy that is just right for you. Nothing was too much trouble for any of the team and me and my boys are now all sorted Thanks
Holly McDonald
May 05, 2020
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Can't thank Emma and the team enough for finding me affordable insurance, even though I have a health condition which I thought would make it very expensive.
Ted W.
Mar 17, 2020
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Emma is lovely and tried her hardest to get me life insurance, with a previous medical condition lots of other companies wouldnt touch me but Emma sorted it all for me and got me a great deal which gives me piece of mind
Dawn Roberts
Nov 20, 2019
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Insurance companies/brokers have historically had bad reputations. These guys are so up front and honest and will do their upmost to ensure you have the right cover for your needs. They are a small family run business and have a genuine personal reason for helping others with life cover. Their priority of concern is your welfare. Seriously give them a call.
Claire Cougill
Oct 18, 2019
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Finally got my life insurance sorted now my little baba is on the way as these things really do matter. I spend more than 10 a week on Starbucks yet couldnt justify 10 a month to cover me & my family?! I didnt like to think about bad stuff happening but in life You actually never really know whats around the corner so its always good to make sure your prepared for whatever, Specially now Im going to be a Mum.
I couldnt of picked a better company most insurance companies are boring & are just out there for the money & I feel like this one has a true story behind why they began & im a big believer in supporting local businesses. Plus they sometimes have amazing offersfreebies when you take out a policy which is always a bonus! Anyone at all looking into insurance contact these guys you wont be disappointed Thank You for making it very easy & putting my mind at ease
I couldnt of picked a better company most insurance companies are boring & are just out there for the money & I feel like this one has a true story behind why they began & im a big believer in supporting local businesses. Plus they sometimes have amazing offersfreebies when you take out a policy which is always a bonus! Anyone at all looking into insurance contact these guys you wont be disappointed Thank You for making it very easy & putting my mind at ease
Nicola Riding
Apr 10, 2019
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I can't thank Cover my bubble enough. From day dot Emma was patient, professional and honest. And found the right cover for me. Colin also helped get it all set up and I added my children on too. Something I wouldn't of thought of it wasn't for him mentioning it. Thanks guys for being professional from start to finish and finally finding something suitable for me, I needn't worry as much now. And that's down to you guys
Andrew James Dugdale
Feb 20, 2019
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What a business Cover My Bubble is! Impartial advice with real empathy. The business is run first class from the top down, all the staff are genuine and really put your interests first
Bash Nurpetlian
Nov 24, 2018
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So after nearly a year of searching for the right life cover etc for me and my wife, During which Emma has been extremely patient (surprised she didn't go kill my GP) at the end we have all the cover we need and big thank you to cover my bubble and Emma for everything.
Sam Harwood
Jul 06, 2018
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Second to non really good advice too, very happy & even said us money from our last two policys
Niamh Wynne-Jones
Emma was extremely knowledgeable and patient with us to ensure we had the right level of cover and products needed for our situation. I would definitely use Cover My Bubble again for a hassle free, understanding, down to earth but professional service.
Hayden Hilton
Thanks to Colin for sorting my life insurance out today. I'm so glad you took the time to go through things with me. My last policy was embarrassing, I'm happy I reviewed it when I did.
Lara Byrne
I decided to get the free review of my life insurance this week. A few things had changed since I took it out so I thought, why not? I may save money or get a higher sum assured. It was well worth the chat with the man at Covermybubble as he made me realise I wasn't covered for what I thought I was. I was also only covered till 50, not later which is more sensible. My premiums didn't change much but I got a new policy for more sum and till I was 75.
Thanks
Thanks
Trevor Cougill
Funeral cover sorted properly
Had pleasure of arranging my funeral cover through covermybubble. They were polite and professional during process and gave numerous options. Very happy
Had pleasure of arranging my funeral cover through covermybubble. They were polite and professional during process and gave numerous options. Very happy
Michael Saunders
Covermybubble looked after me really well. Paul was great to chat to and made it clear what everything was within the policies I preferred. That made it easy for me to choose the best policy for my family interests. This was for Life Insurance but I will definitely be back in touch with them for some health and home insurance.