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Business Details
24 Years
experience
Chartered Commercial Insurance Brokers in Macclesfield
PHP Insurance is a Chartered Insurance Broker headquartered in Macclesfield, North West England, serving clients nationwide. Established in 2002, we specialise in corporate and commercial insurance solutions, combining technical expertise with client-centric service. Our team comprises highly trained professionals with extensive commercial experience, prioritising client needs in all aspects of our operations. As one of the UK's elite Chartered Insurance Brokersawarded by the Chartered Insurance Institutewe maintain rigorous professional standards through continuous training and ethical practice. Our access to leading insurers, including Lloyds of London, ensures tailored coverage for SMEs and large corporations.

We distinguish ourselves through proactive risk management, specialist claims handling, and deep expertise in Directors & Officers, Professional Indemnity, Distressed Risks, and Cyber Insurance. Backed by memberships in the Chartered Insurance Institute and BIBA, we deliver unparalleled service quality, evidenced by long-standing client relationships and industry recognition. Our claims management team provides expert negotiation support during critical periods, while our renewal process emphasises ongoing policy adaptation to evolving business needs. With a 22-year trading history and a commitment to innovation, PHP Insurance guarantees technical excellence and unwavering dedication to client success.
Services
Commercial Insurance Cyber Insurance Professional Indemnity Claims Management Distressed Property Risks Management Liability
Served areas
  • Natiowide
Details
  • Year established: 2002
Highlights and features
  • We hold exclusive Chartered Insurance Broker status, achieved by fewer than 5% of UK brokers
  • Our team combines 22 years of commercial insurance expertise with continuous professional development
  • We offer access to A-rated insurers including Lloyds of London and specialist networks
  • Our proactive claims management service negotiates optimal outcomes during critical business periods
  • We maintain ongoing policy adjustments to align with evolving client business requirements
Associations and certifications
  • Chartered Insurance Institute (CII)
  • British Insurance Brokers Association (BIBA)
Services
Commercial Insurance
PHP Insurance provides comprehensive commercial insurance solutions tailored to UK businesses. Our expertise covers property, liability, and operational risks for SMEs and corporations. We leverage relationships with A-rated insurers to deliver customised protection plans that safeguard business assets and continuity.
Cyber Insurance
Our Cyber Insurance protects businesses against digital threats including data breaches and ransomware attacks. We offer risk assessment frameworks and incident response planning alongside market-leading coverage options from specialist insurers.
Claims Management
PHP's specialist claims team provides end-to-end support during insurance claims processes. We represent clients in negotiations with insurers and loss adjusters to ensure fair settlements that restore business operations efficiently.
Professional Indemnity
This coverage protects businesses against claims for professional negligence or financial loss due to advice errors. We arrange policies tailored to specific industries including legal, financial, and consultancy sectors across the UK.
Distressed Property Risks
We specialise in insurance solutions for high-risk or damaged properties requiring redevelopment. Our expertise covers vacant buildings, fire-damaged structures, and complex property portfolios needing specialist risk management approaches.
People
Andrew Tyrrell
Director
Andrew brings extensive insurance expertise to PHP, focusing on strategic client relationships and business development. His leadership ensures continued growth while maintaining our Chartered standards of excellence.
Paul Winterburn
Account Director
Paul manages key client accounts with deep understanding of commercial insurance needs. His experience ensures tailored risk management solutions that align with evolving business requirements.
Rachael Carrington
Broking Manager
Rachael oversees our broking operations, leveraging industry networks to secure optimal insurance placements. Her technical knowledge ensures clients receive competitive, comprehensive coverage options.
Questions
What insurance services does PHP Insurance offer?
We specialise in Commercial Insurance, Cyber Insurance, Professional Indemnity, Claims Management, Distressed Property Risks, and Management Liability coverage for UK businesses.
What is a Chartered Insurance Broker?
This elite status from the Chartered Insurance Institute recognises our technical excellence, ethical standards, and continuous professional development since 2002.
How does PHP handle insurance claims?
Our specialist team provides full claims support, including loss adjuster meetings and insurer negotiations to achieve optimal resolution outcomes.
Which industries do you work with?
We serve SMEs and large corporations across all sectors requiring commercial insurance solutions, including property, cyber, and liability coverage.
How do you obtain insurance quotes?
We conduct detailed risk assessments then leverage our panel of A-rated insurers to secure competitive, tailored quotations for your business needs.
What areas do you cover?
While based in Macclesfield, we provide insurance services to businesses throughout England, Scotland, Wales, and Northern Ireland.
Reviews (3)
Client
We have already mentioned you to three associates in the security sector, and can see you understand us more than most brokers. It is good to see you operate to a benchmark of excellence.
Client
And to think that most brokers have no qualifications is awful. Good job! You have done a great job and are a credit to your profession.
Client
Thanks Andy, you have taught me a few things that have escaped me these last 15 years. I cant believe I never had the right cover before your firm sorted it out.