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Business Details
33 Years
experience
Your Trusted Financial Partner in the Channel Islands & UK
Established in 1993, Cherry Godfrey has evolved from a finance brokerage into a comprehensive financial services provider serving the Channel Islands, Isle of Man, Isle of Wight, and Southampton. Our expertise spans personal and business loans, mortgages, insurance, and investment products, underpinned by a commitment to tailored solutions and exceptional customer service. With decades of experience, we combine local market knowledge with a family-owned ethos to deliver value-driven financial services. Our team of professionals prioritises understanding client needs, ensuring access to innovative products that meet diverse financial goals. We maintain strong relationships with regulatory bodies and industry partners, reflecting our dedication to transparency and trust.

Our strategic expansion across island communities demonstrates our focus on addressing unique regional financial requirements. As a family-led business, we integrate personal accountability with professional excellence, ensuring every client interaction reflects our core values. Our track record of successful loan note investments and continuous product development highlights our adaptability and forward-thinking approach. We remain committed to enhancing financial well-being through accessible, reliable, and ethically delivered services.
Services
Personal Loans Business Loans Mortgages Insurance Investment Products
Details
  • Year established: 1993
Highlights and features
  • Established in 1993 with deep island market expertise
  • Offers tailored financial solutions for unique regional needs
  • Family-owned business combining personal accountability with professional standards
  • Specialises in both consumer and commercial financial products
  • Proven track record in successful loan note investment products
Services
Personal Loans
We provide flexible personal loan options tailored to individual financial needs across island communities. Our products support major purchases, debt consolidation, and life events with competitive rates. Backed by decades of local market experience, we ensure transparent terms and personalised application support.
Business Loans
Specialised lending solutions help island businesses grow through equipment financing, working capital, and expansion funding. We understand unique regional challenges and offer bespoke terms. Our process prioritises quick decisions while maintaining financial prudence for sustainable growth.
Mortgages
We offer residential mortgage products designed for local property markets, including first-time buyer schemes and buy-to-let options. Our advisers provide impartial guidance on competitive rates and eligibility criteria. Tailored solutions address the specific needs of island homeowners and investors.
Insurance
Comprehensive insurance coverage includes vehicle, home, travel, and business policies tailored to island living. We provide competitive quotes through trusted providers while maintaining local claims handling expertise. Our approach ensures appropriate protection levels at fair premiums for residents and businesses.
Investment Products
Our loan note investment range offers fixed-term opportunities with regular interest payments. Designed for local investors seeking stable returns, these products have demonstrated strong demand with oversubscription in recent offerings. We maintain transparency about risks and returns for informed decision-making.
Questions
What financial services does Cherry Godfrey offer?
We provide personal and business loans, mortgages, insurance products, and investment opportunities tailored to island communities.
How does Cherry Godfrey cater to island residents?
Our products address unique island financial needs with local market expertise and regional regulatory knowledge.
Can mainland UK residents access your services?
We primarily serve the Channel Islands, Isle of Man, Isle of Wight, and Southampton areas.
What makes your loan note investments different?
Our fixed-term loan notes offer regular interest payments with a track record of successful oversubscription.
How do I apply for a mortgage?
Contact our local offices for a consultation to discuss your property financing requirements.
Are your insurance products regulated?
Yes, we comply with local financial regulations and work with authorised insurance providers.
Reviews (1)
Daryl Meakin
Dec 21, 2019 Report
Not only was the application process for my home insurance very good, some water damage meant that I had to move out of my property and find temporary accommodation in the middle of Summer. Thankfully my claim was considered and processed quickly, which enabled me to secure somewhere when demand was high.