Business Details
Expert Mortgage Brokers in Grimsby
Established in Grimsby, Personal Touch Mortgages has built a reputation for delivering tailored mortgage solutions through client recommendations. Our team of fully qualified advisers offers impartial advice across a comprehensive range of products from over 50 lenders, including major institutions like Santander and Nationwide. We specialise in simplifying complex mortgage and insurance processes, providing face-to-face guidance in clients' homes or offices with flexible evening and weekend appointments. Our fee structure is transparent, with initial payments starting at 150 and completion fees of 300, while our industry expertise ensures seamless coordination with solicitors, surveyors, and lenders throughout the entire transaction process. As an Appointed Representative of The Right Mortgage Ltd, we operate under the rigorous standards of the Financial Conduct Authority, maintaining the highest levels of professional conduct and client protection.
Services
First Time Buyer Mortgages
Remortgage Solutions
Buy To Let Mortgages
Let To Buy Mortgages
Moving House Mortgages
Served areas
- Grimsby, Cleethorpes
Highlights and features
- Over 20 years of mortgage advisory experience in Grimsby
- Access to 50+ mortgage lenders including Santander and Nationwide
- No-obligation initial home/office consultations available
- Transparent fee structure with clear payment stages
- Personalised coordination with solicitors and surveyors
Associations and certifications
- Financial Conduct Authority (FCA)
Services
First Time Buyer Mortgages
Tailored mortgage solutions for first-time purchasers navigating property acquisition. Our advisers simplify the buying process with access to exclusive lender products and discounted conveyancing services. We provide comprehensive guidance through eligibility criteria, deposit requirements, and government schemes to make home ownership accessible and stress-free.
Remortgage Solutions
Expert remortgaging advice to secure better rates or release equity. We analyse current arrangements and market options to optimise financial positions. Our service includes penalty calculations, product transfers, and arrangement of legal documentation to ensure seamless transitions between lenders.
Buy To Let Mortgages
Specialist financing for property investors with competitive rates from dedicated lenders. We provide portfolio management strategies and income assessment techniques. Our advice covers tax implications, cashflow projections, and regulatory requirements for successful property investment ventures.
Let To Buy Mortgages
Strategic mortgage solutions for homeowners renting out properties while purchasing new residences. We coordinate simultaneous transactions with specialist lenders, ensuring compliance with regulatory requirements while maintaining financial flexibility during property transitions.
Moving House Mortgages
Comprehensive mortgage support for property chain transactions. Our advisers synchronise completion dates, manage lender communications, and provide bridging finance options. We ensure smooth transitions between properties with coordinated legal and surveyor appointments.
People
Alan Young
Managing Director / Mortgage & Insurance Broker
With 20+ years in financial services, Alan provides expert mortgage advice having worked with major institutions before founding Personal Touch Mortgages. He specialises in making home ownership aspirations achievable through tailored solutions.
Questions
What mortgage types do you specialise in?
We specialise in first-time buyer mortgages, remortgaging, buy-to-let, let-to-buy, and moving house mortgages with access to 50+ lenders.
How much do your mortgage services cost?
Our fees start at £99 for initial application and £300 on completion, with transparent pricing tailored to individual circumstances.
Do you offer evening or weekend appointments?
Yes, we provide flexible evening and Saturday appointments at client premises for added convenience.
Are you regulated by financial authorities?
Yes, we operate under The Right Mortgage Ltd, authorised and regulated by the Financial Conduct Authority.
Can you help with bad credit mortgages?
We work with specialist lenders like MBS Lending and Platform to assist clients with adverse credit histories.
Reviews (14)
Jake Jarratt
Apr 13, 2019
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I took out a mortgage with Emma in June this year. Emma is very knowledgeable and gives great advice about the products available. She really helps you get the best deal and best price on your mortgage. Emma is very proactive keeping me informed every step of the way. If i had a question she was very quick to respond to me. Even after I had got the mortgage she still kept in contact to make sure i was still happy with everything. I would highly recommend Emma to anyone looking at getting a mortgage. Thank you very much Emma
Aaron Robinson
Dec 08, 2018
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We've chosen to use Jason for the second time due to the phenomenal expertise, advise and support we were given the first time around. Not only has Jason found us a great deal on life insurance, we know that he will go above and beyond to ensure he finds us the best possible mortgage deal as well. We couldn't ask for anyone more professional, polite and trustworthy. We have already recommended him and will continue to do so. At a time when buying/selling can be stressful, Jason certainly helps make the process easier.
Helen Glew
Oct 31, 2018
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Jason Whiteley has arranged mortgages for my husband and I over the past few years when moving house, letting out our previous home and again when we remortgaged. He is experienced and knowledgeable, approachable and professional. I wouldn't hesitate to recommend him.
Amy Potts
May 29, 2018
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Alan provided myself and my partner with excellent advice when we sought his expertise to help us buy our first home. It wasn't an easy process and we didn't know if we would be able to find a mortgage or not after being unsuccessful on our own, but Alan found us one quickly, and assisted with the legal side of things when they weren't proceeding quickly enough. Would recommend Alan to my family and friends without hesisation and when it is time for us to move to a mainstream lender, we will be sure to give him a call! Thanks, Amy
Jo Smedley
Dec 29, 2017
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Recently my husband and I asked Alan to remortgage our house in order to finance an extension and consolidate some debts. Ignoring the fact, that he managed to negotiate a deal for us to borrow a further 20,000 without actually spending any more money (which was astounding in itself!) - I wanted to write and say how much we appreciated his clear, and understandable explanation of our remortgage, his availability to meet us at a time of our convenience, and his diligence in following our mortgage through to completion. Alan made the entire process painless and hassle-free.
Everything was easy to understand and we appreciated that he took into consideration our need for security and stability in repayments, rather than forcing us into a particular deal, (something which we have experienced in the past). Needless to say I have no hesitation in referring his services to others and will I continue to do so.
Everything was easy to understand and we appreciated that he took into consideration our need for security and stability in repayments, rather than forcing us into a particular deal, (something which we have experienced in the past). Needless to say I have no hesitation in referring his services to others and will I continue to do so.
David Uddgren
Dec 25, 2017
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Helped us to get our mortgage agreed and never gave up on getting us the best deal after lenders were changing their criteria just as the credit crunch hit. We were impressed with the lenders he had access to and all the different options were fully explained and we decided on a fixed mortgage to ensure we knew what our monthly payments would be. Also helped us with our insurances and managed to reduce our contents insurance and we moved from a flat to a house, so again we were very happy with saving money and sorting it all out with well known companies and all with one advisor
Marie
Sep 21, 2017
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Ben Richardson was polite and helpful throughout the process. At times this was very stressful for me, but Ben remained positive and found me a great mortgage. I am extremely pleased with the service I received as it was efficient and I was kept informed throughout the process. Thank you for your help Ben it was much appreciated.
Mark Blackburn
Feb 06, 2016
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Alan helped me choose the correct life cover making sure I had the correct protection for my personal needs. His independent service provides professional advice in a relax surrounding. Having lots of financial advisers coming into my work place and selling their packages which is mainly benefiting their own needs and not the customers in the long run, It was very refreshing to see how Alan went through the whole cover and requirements.
He also showed me that there are no hidden charges to bite you with the policy while it runs over the years unlike a lot of financial advisor out there. couldn't ask for anymore. "cheers" Mark Blackburn
He also showed me that there are no hidden charges to bite you with the policy while it runs over the years unlike a lot of financial advisor out there. couldn't ask for anymore. "cheers" Mark Blackburn
Mel Chase
Jan 04, 2016
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If you are looking for a mortgage broker in Grimsby Alan provides a first class service in the comfort of your own premises. Alan advises very well and if you have a great deal already he will honestly tell you this, he is not out to get a sale from you no matter what. Alan has a relaxed and friendly manner which instantly puts you at ease he does not hard sell and allows you full control of the final decisions, whilst supporting every option with a solid in depth knowledge so you can make an informed choice.
Matt Croft
Dec 04, 2015
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I first met Alan a number of years ago, assisting with 2 house moves. Following both house moves, I would highly recommend Alan and the services to anyone looking for financial advice or assistance. Alan proving to have a significant, up to date knowledge of all available deals in a fast changing market and keeping everything well within budget. I found Alan to be friendly, very professional, trustworthy and easily contactable at all times.
Michael Chuck
Dec 02, 2015
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Being a newcomer to the mortgage lending experience, initially when searching independently I found the process daunting to say the least. Fortunately, I consulted Alan; he made me feel at ease straight away and his advice was concise and reassuring. Alan is a friendly professional who is easy to deal with. I would have absolutely no hesitation in using his services again, or recommending him to friends and family in the future.
Matt Croft
I first met Alan a number of years ago, assisting with 2 house moves. Following both house moves, I would highly recommend Alan and the services to anyone looking for financial advice or assistance.
Alan proving to have a significant, up to date knowledge of all available deals in a fast changing market and keeping everything well within budget. I found Alan to be friendly, very professional, trustworthy and easily contactable at all times.
Alan proving to have a significant, up to date knowledge of all available deals in a fast changing market and keeping everything well within budget. I found Alan to be friendly, very professional, trustworthy and easily contactable at all times.
Michael Chuck
Being a newcomer to the mortgage lending experience, initially when searching independently I found the process daunting to say the least. Fortunately, I consulted Alan; he made me feel at ease straight away and his advice was concise and reassuring. Alan is a friendly professional who is easy to deal with. I would have absolutely no hesitation in using his services again, or recommending him to friends and family in the future.
Henry Craigie
Alan arranged some life insurance and home insurance all at very competitive premiums in the comfort of my own home. I cannot recommend him highly enough to anyone.
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