Business Details
37 Years
experience
Independent Financial Planning Experts London
HSC Financial Advisers is a boutique independent financial planning company established in 1989, dedicated to helping clients protect assets, grow wealth, and achieve financial freedom. With a client-centric approach, we provide tailored advice on pensions, investments, mortgages, and estate planning, prioritising transparency and ethical practice. Our team of chartered professionals combines over three decades of experience with a commitment to regulatory compliance under the Financial Conduct Authority. We offer flexible consultation options across the UK, including telephone, office, and home visits, ensuring accessibility for all clients. Our services are designed to simplify complex financial matters, with a focus on long-term relationships and regular portfolio reviews. We maintain partnerships with specialist firms for niche services like equity release and will writing, while upholding rigorous professional standards. Our transparent fee structure and whole-of-market product access ensure clients receive unbiased recommendations aligned with their unique circumstances. Through regular market updates and educational resources, we empower clients to make informed decisions about their financial future.
Services
Pensions Planning
Investment Strategies
Mortgages
Estate Planning
Financial Protection
Equity Release
Commercial Insurance
Wills
Lasting Power of Attorney
Details
- Year established: 1989
Highlights and features
- We offer 35+ years of independent financial advisory experience
- Our FCA-regulated services prioritise client interests through transparent processes
- Chartered professionals provide tailored advice across pensions, investments, and estate planning
- Flexible consultation options including home visits and digital meetings
- Whole-of-market mortgage access ensures optimal client-specific solutions
Associations and certifications
- Financial Conduct Authority (FCA)
What people say
Responsive communication
Sound financial advice
Expertise in pensions
Long-term planning
Tax-efficient solutions
Services
Pensions Planning
We help clients navigate pension options and retirement planning with tailored strategies. Our FCA-regulated advisers assess risk tolerance and financial goals to create sustainable income solutions. Services include pension drawdown arrangements, transfers, and compliance with evolving legislation, ensuring clients maintain control over their retirement funds while optimising tax efficiency.
Investment Strategies
Our investment planning focuses on building capital through diversified portfolios aligned with client risk profiles. We offer guidance on ISAs, lifetime ISAs, and tax-efficient investment vehicles while monitoring market conditions. Regular reviews ensure strategies adapt to changing personal circumstances and economic factors, maintaining long-term growth potential.
Estate Planning
We specialise in creating tax-efficient estate plans to preserve wealth for future generations. Services include inheritance tax mitigation strategies, trust arrangements, and asset protection planning. Our advisers help clients balance access to capital with tax savings, ensuring compliance with current regulations while safeguarding family legacies.
Financial Protection
Our protection services safeguard clients against financial risks through tailored insurance solutions. We address life cover, critical illness protection, and income replacement strategies to secure family finances. The service considers evolving needs across different life stages, providing peace of mind against unexpected events.
Mortgages
We offer whole-of-market mortgage advice to find suitable property financing solutions. Our advisers assess borrowing capacity and recommend mortgage products aligned with clients' financial situations. Services cover residential purchases, remortgaging, and buy-to-let investments, with ongoing support throughout the mortgage term.
People
Jonathan Sidlin
Financial Adviser
With over 30 years' experience, Jonathan specialises in complex pension arrangements and business financial planning. He provides strategic advice to high-net-worth clients, focusing on tax-efficient wealth preservation and intergenerational transfers.
Alan Thomas
Senior Adviser
Alan manages long-term client relationships, delivering comprehensive financial solutions. His expertise covers investment strategy and retirement planning, with a focus on achieving sustainable income for clients approaching retirement.
Questions
What financial services do you specialise in?
We specialise in pensions, investments, mortgages, estate planning, and financial protection. Our FCA-regulated advisers provide tailored solutions across these core areas.
Are you regulated by any financial authority?
Yes, we are authorised and regulated by the Financial Conduct Authority (FCA) under reference 169843.
How do you charge for your services?
We operate a transparent fee structure with clearly defined service levels. Charges vary by service complexity and are agreed upfront with clients.
Can you help with retirement planning?
Yes, we provide comprehensive retirement planning including pension drawdown arrangements, tax-efficient withdrawals, and lifetime income strategies.
Do you offer digital communication options?
We offer telephone, email, and online meeting options for client convenience, alongside traditional office and home visits.
What areas do you cover?
While based in London, we provide services to clients across the UK through our flexible consultation arrangements.
Reviews (3)
Ian
I have used HS Coleman for several years. I have found their advice to be both positive and impartial. Their consultants are readily available for follow up phone advice. I would recommend this firm to anyone seeking investment advice.
Mark and Pauline
I have been with HS Coleman for 32 years, where we have faced some challenging times through the ever changing economy, which meant we have had to diversify, be creative and innovative in the way we looked at managing risk in respect to our finance. We have enjoyed this collaboration due to the platform set by HS Coleman which is open friendly and most importantly the willingness to listen and adapt to change.
Robert
In my 50+ business years I've worked with various financial advisers but only since working with Jonathan Sidlin and seeing the positive results of his recommendations, have I felt that I have a true financial business partner that I can trust. He has spent some time understanding our particular issues and then discussed various ways of successfully resolving them. I would recommend anyone looking to progress their business, to discuss their financial issues with HS Coleman, particularly Jonathan Sidlin.