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Many clients get in touch with us because they have had a bad experience with their current insurer, or a renewal notice that's a nasty shock. I'll find out exactly what you want and check that you aren't paying for cover you don't need, for example business use of your car - or things you don't want, such as windscreen cover or protected no claims.
Your home is your castle, so make sure you have the right cover to protect the building and your precious contents. Home insurance is a lot more complicated than car insurance but it's so important to make sure you have the right cover. There are a lot of add-ons available and often people won't know they aren't covered for something until they try and make a claim.
Most of our Commercial Insurance customers come to us through a personal recommendation from a friend or colleague who have been pleased with the service and attention to detail they have received from Darwin Insurance. Many of them aren't aware what is and isn't covered by their current Commercial Insurance policies - until they try and make a claim.
There are many reasons that our clients need to take out Life Assurance - our job is making sure that they get the right cover for their particular needs. First of all I'll look at your individual circumstances. What are your liabilities? Do you have young children? What are your mortgages and other financial commitments, such as school fees.
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