Business Details
23 Years
experience
Emergency
services
Your Trusted Insurance Partner in Kirkcaldy
Established in 2003, Insure Smart has built a reputation as a trusted insurance broker serving clients across Scotland and the UK. Our team of qualified agents combines over two decades of industry experience with a client-centric approach, delivering tailored insurance solutions for both personal and commercial needs. We specialise in risk management and claims handling, leveraging strategic partnerships with leading insurers to provide comprehensive coverage. Our commitment to innovation is demonstrated through data-driven services and technology-enabled protection solutions.As an FCA-authorised firm, we maintain rigorous compliance standards while prioritising transparency in all client interactions. With offices in Kirkcaldy, we offer local expertise backed by national market access, serving diverse sectors including hospitality, retail, and professional services. Our environmental consciousness and community-focused initiatives further distinguish us in the insurance sector.
Services
Property Insurance
Shop Insurance
Beauty Insurance
Short Term Car Insurance
Home Insurance
Travel Insurance
Life Insurance
Bespoke Insurance
Details
- Year established: 2003
Highlights and features
- 20+ years of insurance expertise with local market knowledge
- Tailored solutions for personal and commercial requirements
- Transparent service with no hidden fees
- FCA-regulated for consumer protection
- Dedicated claims support with rapid response times
Associations and certifications
- Financial Conduct Authority
What people say
High level of service
Quick and professional responses
100% recommended
Competitive prices
Excellent customer service
Services
Property Insurance
Protects property investments against damage and liabilities. Designed for homeowners and businesses, this policy mitigates financial risks from accidents, natural disasters, and unforeseen incidents. Our expert team ensures appropriate coverage levels for residential and commercial properties.
Shop Insurance
Tailored protection for retail businesses against property damage, theft, and public liability. Includes coverage for stock, equipment, and business interruption. Designed to safeguard small and medium enterprises in the retail sector against operational risks.
Beauty Insurance
Specialist insurance for beauty salons covering equipment, stock, and professional liability. Protects against client injuries, product damage, and business interruptions. Includes public liability coverage for premises and services provided.
Short Term Car Insurance
Flexible vehicle insurance solutions for temporary needs. Available for drivers requiring coverage from one hour to 28 days. Ideal for learner drivers, vehicle testing, or short-term ownership transitions with comprehensive protection options.
Life Insurance
Financial security solutions for families and dependants. Provides lump sum payouts upon policyholder's death to cover mortgages, debts, and living expenses. Offers term and whole-of-life coverage options with flexible premium structures.
People
Craig Hanson
Founder & CEO
With over 20 years in insurance, Craig established Insure Smart to provide accessible, tailored coverage solutions. He leads strategic operations and maintains key client relationships across personal and commercial sectors.
Silvana Coombes
Business Owner
Manages commercial insurance accounts, specialising in risk assessment for SMEs. Recognised for delivering comprehensive business protection packages that balance coverage and cost-effectiveness for clients.
Imran Iqbal
PHV Insurance Specialist
Focuses on personal transport insurance solutions, particularly private hire vehicle coverage. Provides 24-hour response support and tailored policies for drivers requiring specialist vehicle protection.
Questions
What insurance services do you offer?
We provide personal and commercial insurance including property, vehicle, life, travel, and business-specific coverage. Bespoke solutions available for unique requirements.
How do I make a claim?
Contact us via phone or online form to initiate a claim. Our dedicated team will guide you through documentation and liaise with insurers for prompt resolution.
Can I get temporary car insurance?
Yes, we offer short-term car insurance options from one hour to 28 days, ideal for learner drivers, vehicle testing, or temporary ownership needs.
Do you serve businesses outside Scotland?
While based in Kirkcaldy, we provide commercial insurance solutions to businesses across the UK, including hospitality, retail, and professional services sectors.
Why choose Insure Smart?
We combine local expertise with national insurer partnerships, offering tailored solutions, transparent pricing, and dedicated claims support with FCA-regulated protection.
Reviews (5)
Silvana Coombes
Dec 24, 2021
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I was seriously impressed on how Asif was able to ensure that we had the correct insurance for our company. I gave him the information that he required to give me the best possible quote and during this time, he answered my emails quickly and professionally. In the end, he ensured he had covered all the points and now our business is fully insured for another year at a very reasonable cost. Thanks Asif.
Polly Simmons
Dec 20, 2021
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Darren was really helpful when I needed last minute insurance. Everything was done very quickly and professionally.
Imran Iqbal
Dec 20, 2021
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I got recommended Insure Smart from a friend when i was looking to get my PHV insurance organised. At 1st, it felt like they needed alot of information from me but now looking back, that's just standard procedures. I have one member of the team (Asif) who alway deals with my enquiries and he finds a solution within 24-hours. 100% recommended. Great customer service
Saima Saeed
Nov 06, 2021
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I was introduced to Insure Smart a few years back, and saved on my premiums for 2 businesses which i deal with. Asif is very knowledgeable, professional and efficient, and I highly recommend Insure Smart.
Mr. Mo
Jul 24, 2021
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Have used this company for many years. Cheapest premiums around but uncompromising on cover, quality and service. If you are unfortunate to make a claim don't worry unlike many other companies that try to wiggle their way out this company doesn't. Will never go anywhere else.
