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Business Details
35 Years
experience
Expert Insurance Services Tailored to Your Needs
Established in 1991, Wise Insurance has built a reputation for delivering tailored insurance solutions with a commitment to personal service and professional advice. Our teams in Edgware and Beckenham bring over a century of combined experience, ensuring clients receive independent guidance unbound by single insurer constraints. We collaborate with a diverse network of insurance providers to craft policies that address specific risks across residential, commercial, and specialist sectors.

Our expertise spans property, vehicle, event, and liability insurance, supported by a focus on transparency, competitive pricing, and client-centric support. With regulated status from the Financial Conduct Authority, we prioritise trust, reliability, and long-term partnerships to meet evolving insurance needs.
Services
Car Insurance Commercial Vehicle Insurance Home Insurance Caravan Insurance Motor Home Insurance Breakdown Insurance Travel Insurance Event Insurance Public Liability Insurance Property Insurance
Details
  • Year established: 1991
Highlights and features
  • We have over 100 years of combined experience in the insurance industry.
  • Our advice is truly independent as we are not tied to any one insurer.
  • We offer tailored insurance policies to meet specific client needs.
  • Our team provides personalised service with a warm and welcoming approach.
  • We have access to a large number of insurance companies for comprehensive coverage options.
Associations and certifications
  • Financial Conduct Authority
Services
Car Insurance
Wise Insurance offers tailored car insurance policies for private and commercial vehicles, including comprehensive, third-party, and learner driver coverage. We provide quotes from a panel of insurers, ensuring competitive rates for family cars, performance vehicles, and classics. Our advised sales model prioritises professional guidance over automated comparisons, with flexible payment options and no hidden fees.
Commercial Vehicle Insurance
We specialise in commercial vehicle insurance for single vehicles or fleets, including vans, tipper trucks, and minibuses. Policies cater to high-risk industries and include coverage for public liability, goods in transit, and employer liability. Our team assists motor traders, taxi drivers, and businesses requiring specialist coverage, with options for 24/7 breakdown assistance and European travel.
Home Insurance
Our home insurance policies protect buildings, contents, and high-value assets against risks like fire, flood, and theft. Options include accidental damage cover, home emergency assistance, and legal expenses. We offer bespoke solutions for standard, mid-net-worth, and high-net-worth properties, with additional coverage for fine art, antiques, and personal possessions taken outside the home.
Event Insurance
Wise Insurance provides event insurance for weddings, parties, and festivals, covering cancellation, public liability, and equipment loss. Policies start at 64 for weddings and include up to 10 million liability cover. Additional options protect against supplier failure, personal accidents, and legal expenses, with bespoke quotes for large-scale events and corporate functions.
Public Liability Insurance
We offer public liability insurance for businesses across trades, covering third-party injury or property damage claims. Policies include employers' liability and product liability extensions, with coverage up to 10 million. Ideal for contractors, retailers, and service providers, this insurance safeguards against legal costs and compensation claims arising from workplace incidents.
Questions
What types of insurance does Wise Insurance offer?
We provide car, commercial vehicle, home, caravan, motorhome, travel, event, public liability, and specialist business insurance policies.
Are your insurance advisors regulated?
Yes, we are authorised and regulated by the Financial Conduct Authority for professional insurance services.
Can I get insurance for high-risk industries?
Yes, we offer commercial vehicle and business insurance for high-risk sectors through specialist underwriters.
Do you offer 24/7 breakdown cover?
Our breakdown policies include 24-hour roadside assistance with options for European travel coverage.
How do I get a quote?
Call us on 020 8663 3939 or use our online contact form for a tailored insurance quote.
Reviews (3)
Dave Tester
Mar 08, 2020 Report
My wife and I have been customers of Wise Insurance for over 20 years and have experienced nothing other than excellent advice and service. They are incredibly informative and helpful whenever you speak with them and any claims that we have had to make have been handled perfectly; quick, efficient and professional. Nothing is too much trouble for them. Thank you.
Julius Vasiliauskas
Dec 22, 2019 Report
I bought this insurance for my first car. I bought it on 10th of March. I was told, engineer will call me, when he can come and insinst a black box, so they could track how i am breaking, excalarating and etc. Nobody called me, but i gogot a text message that they will come on 2nd of April and install that black box ( if i wont install it they will cancel my inaurance and charge 75 ) so engineer came, he installed it and everything was fine.

On website i can see my points and so on. Today i received a letter that my insurance will be cancelled because i dont have a black box installed!?! The letter was sent to on 2nd of April. so i called them today, i was waiting on a line for 15 minutes, and basically, lady said that my insurance will be cancelled because i dont have black box. I said i have. Then i was waiting again, and lady said she updated something and i should call again tomorrow to confirm. I mean i dont have 1 hour free per day just to wait for somebody to speak with me about things that was done by them. Very dissapointed! Very bad communication within the company.
KillahMS
Jan 20, 2019 Report
Worst company ever! They cancel my insurance after 2 weaks without telling me the reason and they charged me 140! Last time when i have something with this company!