Our reputation is for giving clients exactly what they want - a bespoke service encompassing rapid reporting, professionally presented by knowledgeable staff - increasingly a rarity in the insurance market. We recognise that the key to success is the provision of a quality, yet cost effective, adjusting service. We appreciate that satisfied policyholders mean retained business. We believe in being held accountable for the claims we handle. Areas serviced: Solihull & South Birminghamwww.carmichaels.comColman House/Station Rd Knowle, B93 0HL

We have AR and DA propositions tailored to suit those who'd like to sell GI to their clients or build GI into the sale of another product. If you lack time or resources required to sell Personal Insurance, we have an Introducer Service for Intermediaries. This allows you to refer clients requiring advice to a PTFS specialist. In return you receive highly competitive commission splits on all products sold. Areas serviced: Solihull & South Birminghamwww.personaltouchfs.comHigh St Knowle, B93 0LL