Inspire Risk Management Limited Insurance Brokers in Warrington

We place great emphasis on understanding our clients businesses. Through close consultation and a proactive approach, we create the ideal partnership with each of our clients.

We provide a full range of Corporate & Commercial insurance products across a wide range of sectors and working closely with our Insurer partners to deliver competitive premium levels and a first class service proposition to each of our clients.

We place a wide range of insurance products including but not limited to:

Property Insurance
Business Interruption Insurance
Motor Fleet Insurance
Liability Insurance
Professional Risks Insurance
Directors’ and Officers’ Liability Insurance
Marine & Transit Insurance

We place great emphasis on understanding your needs and look after the personal insurance interests of sports people, stars of TV and film and provide a wide range of bespoke products including:

Home & contents
Stables & outbuildings
Fine art collections
Garden equipment including machinery & mowers
Sports
Wine collections
Private cars and car collections
Family car fleet
Motor yacht and power boat
UK and Overseas
Annual travel
Overseas Holiday Homes
Each of our clients receives a first class personal service. We carry out a home appraisal service for our high net worth clients to understand their individual risk requirements and our attention to detail really is second to none.

Each of our high net worth clients are personally looked after by a senior member of our team so you can always expect the highest possible service standards.

Our aim is to work in partnership with each of our clients to deliver a first class service utilising the expertise of our highly experienced team. We focus not only on premium levels but on the security and performance of each individual Insurer we work with. Your needs and requirements are at the forefront of everything we do. We place our client's insurance risk programmes with insurers for the benefit of our clients and our remuneration comes second to this. We are proud to work in a totally transparent way and this can be clearly demonstrated in all of your dealings with us.

The need for professional indemnity (PI) cover has grown over the past several decades as more people enter professional service-based occupations. While PI insurance still covers 'traditional' professionals, such as doctors, solicitors, accountants and architects, a new market of professionals now need to consider PI cover. Whether a traditional or new professional, you can protect yourself, your business and your reputation by investing in professional indemnity cover. PI insurance safeguards against catastrophic losses in the event of a legal action due to a negligent act, error or omission by the professional.

Owning precious valuables can sometimes be worrisome. On the one hand, possessing unique and expensive objects such as art, jewellery or an expensive home can be a source of pride and imbue you with a sense of distinction. On the other hand, these objects can create additional burdens, constantly requiring security and special consideration. How can you reconcile these two perceptions? Secure your commodities and your peace of mind by purchasing a high net worth insurance policy. Our Private Client Division provides a bespoke personal service for the discerning client.

Managing your business' fleet of vehicles-worth anywhere from a few thousand to millions of pounds-can seem like a Herculean task. As a fleet owner, you must ensure your employees are authorised to drive, that each vehicle's use is covered in your insurance policy and that you can add or remove vehicles from your policy to coincide with your business' needs. Fortunately, with a bespoke motor fleet insurance policy you do not need superhuman strength to manage your business' vehicles. Compared to standard motor insurance policies, the average motor fleet policy is much more robust and flexible, making your job easier by reducing driver restrictions and allowing you to regularly add or remove vehicles from your policy.

The only way to effectively protect the assets of your business is to carry adequate insurance cover. Liability insurance protects your business from damages caused by bodily injury or property damage for which your business is found to be legally liable. A comprehensive public and product liability policy provides cover for claims of bodily injury or other physical injuries, personal injury, advertising injury and property damage as a result of your products, premises, or operations. As a safeguard against liability, the policies allow you to continue your normal operations while dealing with real or fraudulent claims of negligence or wrongdoing.

Your property is subject to many risks, including social and catastrophe perils, structural issues and even disputes with tenants. By purchasing a commercial property insurance policy, you can make sure that you are protected against these risks. Basic commercial property insurance policies provide one or two basic levels of cover: all risks, and named or defined perils. All risks cover generally applies to all losses caused by perils that are not specifically excluded by the policy. Make sure you know what perils are covered under your current policy, and what perils are excluded.