We provide personal protection policies such as: - Life Insurance, Critical Illness, Income Protection & Health Insurance and more.
We are also partnered with a Business, Commercial, High Net Worth, Travel and Home Insurance specialist.

Highlights, Specialties & Features

  • Free reviews of current policy
  • No obligation quotes
  • Whole of Market options from the top UK Insurance Companies (Aviva, LV, Vitality, Royal London etc.)
  • Home or Work appointments or pop into our office
  • Friendly, family business

Professional Associations & Certifications

  • FCA (Financial Conduct Authority)
  • East Lancs Chamber of Commerce
  • Lancashare

Payment Options

  • Direct Debits

Contact Details

  Website
  Person Emma Astley
  City Accrington
  Postcode BB5 0EY
  Address Oswaldtwistle Bus Conf Centre, Pickup St, Oswaldtwistle
  Phone Number 01254 460880

Business Representative

Emma Astley

Director / Owner

Finalists E3Awards 2019, Highly Commended Finalists for Inspire Awards 2019 & Highly Commended Finalists for The Hyndburn Awards 2019
Passionate about making sure people have the right insurance in place or have some insurance rather than none at all.

Emma has over 10 years experience in the personal insurance sector. She looked after up to 17 insurance brokers as well as her own in-house team. Dealing mainly with sales and compliance.

Products & Services

Life Insurance

From £10pm

Life insurance policies give you the reassurance, that your loved ones are protected should the inevitable happen. Your family will then not have to deal with any added stress, hardship or any financial burdens.

They will have the lump sum of your choosing, to cover any outstanding mortgage payments, household bills and future living cost or leave money to dependants to assist in their future.

It is the most thoughtful thing you could do for the important people in your bubble!

Promotions & Discounts

For our 'Treat your Bubble' partnership, we have collaboration with local businesses in Accrington, Oswaldtwistle, Clitheroee, Barrowford, Rawtenstall etc.

Offer:- Take out an insurance policy with us and we'll send you a voucher for the treat of your choice. Policies can start from as little as £️🔟 per month, with most suitable family insurance costing a lot less than you may think!

Get this great offer PLUS cover your family, should anything unfortunately happen to you or a family member.

www. covermybubble. co. uk/terms-and-conditions/

#freegift #treatyourself #familydayout #treat #treatyourbubble #covermybubble #whoisyourbubble #lifeinsurance #criticalillness #incomeprotection #healthinsurance #privatemedicalcover #funeralcover #over50s #fracturecover #insurancebroker #localbusiness #lancashire #accrington #oswaldtwistle #rawtenstall #clitheroe #barrowford #blackburn

  • I would recommend this business

Absolutely brilliant service from Emma and her team. Couldn’t fault them and everything you want and need is taken into account until she gets a policy that is just right for you. Nothing was too much trouble for any of the team and me and my boys are now all sorted 😊 Thanks

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  • I would recommend this business

I cannot recommend Emma and the team at Cover My Bubble highly enough, first class, five star service, professional, personal and friendly service always!
After shopping around on the internet and having quotes previously for life insurance and critical illness cover for my husband and I, this seemed out of our reach for our budget starting to look for a policy in our 40’s I felt we had left it too late.
Emma had explained to me that there was a policy for us and we should have a chat about our circumstances and she would find us the cover that we need within our budget.
After a meeting and going through the details indeed she did exactly that and with piece of mind that we were covered should the worst become a reality.
If in doubt of family medical history get it checked before taking out your policy as it was to my belief that a close family member had suffered ovarian cancer in younger years and only to discover this was incorrect and wasn’t the case it had been something much less serious.
After being diagnosed with breast cancer myself in March 2020 I had realised an exclusion in my Critical illness cover for breast & ovarian cancer due to the incorrect information I had disclosed about this particular family member. After speaking to Emma she was with me every step of the way in guiding me to contact the GP to gain the Medical records to right the wrong information I had provided when I took out my policy in order to request the exclusion be removed allowing me to raise a claim on my critical illness policy. This was a success and my insurance company fulfilled my critical illness policy.
I could not have gone through this without Emma and the team they have been there and done so much and are always there to offer help or advice.
Throughout my journey the team have been there from the start to finish and I would recommend to anyone Cover My Bubble a company that cares.

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  • I would recommend this business

Can't thank Emma and the team enough for finding me affordable insurance, even though I have a health condition which I thought would make it very expensive.

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  • I would recommend this business

Emma is lovely and tried her hardest to get me life insurance, with a previous medical condition lots of other companies wouldn’t touch me but Emma sorted it all for me and got me a great deal which gives me piece of mind

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  • I would recommend this business

Insurance companies/brokers have historically had bad reputations. These guys are so up front and honest and will do their upmost to ensure you have the right cover for your needs. They are a small family run business and have a genuine personal reason for helping others with life cover. Their priority of concern is your welfare. Seriously give them a call.

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  • I would recommend this business

Finally got my life insurance sorted now my little baba is on the way as these things really do matter. I spend more than £10 a week on Starbucks yet couldn’t justify £10 a month to cover me & my family?! I didn’t like to think about bad stuff happening but in life You actually never really know what’s around the corner so it’s always good to make sure your prepared for whatever, Specially now I’m going to be a Mum. I couldn’t of picked a better company most insurance companies are boring & are just out there for the money & I feel like this one has a true story behind why they began & im a big believer in supporting local businesses. Plus they sometimes have amazing offersfreebies when you take out a policy which is always a bonus! Anyone at all looking into insurance contact these guys you won’t be disappointed💛 Thank You for making it very easy & putting my mind at ease

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  • I would recommend this business

Great customer service and happy with my policy

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  • I would recommend this business

I can't thank Cover my bubble enough. From day dot Emma was patient, professional and honest. And found the right cover for me. Colin also helped get it all set up and I added my children on too. Something I wouldn't of thought of it wasn't for him mentioning it. Thanks guys for being professional from start to finish and finally finding something suitable for me, I needn't worry as much now. And that's down to you guys

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Overall ratingExcellent

  • I would recommend this business

What a business Cover My Bubble is! Impartial advice with real empathy. The business is run first class from the top down, all the staff are genuine and really put your interests first

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  • I would recommend this business

So after nearly a year of searching for the right life cover etc for me and my wife, During which Emma has been extremely patient (surprised she didn't go kill my GP) at the end we have all the cover we need and big thank you to cover my bubble and Emma for everything.

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  • I would recommend this business

Second to non really good advice too, very happy & even said us money from our last two policy’s

Value for money
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Overall ratingExcellent

Customer Testimonials

Emma was extremely knowledgeable and patient with us to ensure we had the right level of cover and products needed for our situation. I would definitely use Cover My Bubble again for a hassle free, understanding, down to earth but professional service.


Covermybubble looked after me really well. Paul was great to chat to and made it clear what everything was within the policies I preferred. That made it easy for me to choose the best policy for my family interests. This was for Life Insurance but I will definitely be back in touch with them for some health and home insurance.


Funeral cover sorted properly
Had pleasure of arranging my funeral cover through covermybubble. They were polite and professional during process and gave numerous options. Very happy


I decided to get the free review of my life insurance this week. A few things had changed since I took it out so I thought, why not? I may save money or get a higher sum assured.
It was well worth the chat with the man at Covermybubble as he made me realise I wasn't covered for what I thought I was. I was also only covered till 50, not later which is more sensible.
My premiums didn't change much but I got a new policy for more sum and till I was 75.
Thanks


Thanks to Colin for sorting my life insurance out today. I'm so glad you took the time to go through things with me. My last policy was embarrassing, I'm happy I reviewed it when I did.

Videos

This Is Us - Cover My Bubble, Lillie's Story

"This is us"
All about our journey and why we started Cover My Bubble
It was hard to share our very personal story, but we wanted to do it, so we can help as many families as possible so they don't suffer financially the way we did.
By sharing our story, we hope to help cover many bubbles and make sure the whole family is covered with the right insurance options, that are affordable and suitable to them
Every family is different so we will take our time to understand your needs and answer any question you may have about insurance.

Photo Book

Social Activity

Weve done it again and been shortlisted @protectionguru_ - Extra special. Thank You! Prestige categories The Abo https://t.co/rcJhMcQ7QC
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Activities To Complete With Your Bubble We are a local insurance broker based in Oswaldtwistle, our aim is to pro https://t.co/gL3JD4SPZ9
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@TheoPaphitis Oh YES! This will be amazing.. cant wait #SBS xx
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"The customer service is second to none and I wont hesitate to recommend these guys to anyone who asks. So happy I https://t.co/MkA77CvYTP
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Why use Cover My Bubble? Family comes first, we know that and we will support you and help find you an affordabl https://t.co/8VclmJzBIL
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It's #BabyLossAwarenessWeek - 9-15 October You guys have really helped support me over the last couple of years an https://t.co/nEVr2Vpe9Q
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@poppyscupcakes @ArgyllSeaGlass Don't these look amazing! X
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@Pastypower_mk2 Wow! brilliant photo x
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From Our Website

We've learnt that having the right cover in place can help considerably should events happen beyond our control. We want this for our Bubble and know its important for others to have it for themselves. We lost our daughter in 2006 and since that moment we've made sure our bubble is protected, even more than we used too. Lillie-Beth is a part of our lives everyday and we feel especially close to her when we see rainbows. The shape of the rainbow along with its colours gave us the inspiration for the company name and brand.


If you are looking to protect your family, so you can still afford everyday living, Living Costs Protection could be the product for you. You choose the length of the policy and the number of payouts. You decide if the monthly premium is affordable and it can be amended at any time (after 6 month interim period). When you are unable to work, your everyday living costs still need to be paid. Statutory Sick Pay (SSP) and even Company Sick Pay, most likely won't cover all your outgoings. It can be a stress on family life if one or both parents can't find the money to cover these costs.


We can arrange different packages tailored to meet your personal, ever-changing needs. Tell us your family requirements and our experienced agents will create or adjust a plan accordingly. Our team is happy to answer your questions and make personalised recommendations based on your input. We are here to represent you and make sure you receive the private medical insurance package suited to your needs. Private medical insurance (PMI), or health insurance as it's sometimes known, is designed to pay for the expenses of medical treatment at hospital if you wish to go private instead of using the NHS.


CoverMyBubble can arrange various business insurance products to help you protect your business, its directors, shareholders and key employees. Whether it is Keyman Insurance (Key person), Relevant Life (Death in service), or Shareholder Insurance (Business Cover), we can discuss all your options based on your unique set of circumstances. We understand each business and its directors have varying needs for the company and it's important employees, therefore we can advise, compare and quote for the best options for you.


There are many types of insurance and the popular policies we can arrange are below. Click below the image to find out more about the particular insurances that we can arrange. We are adding to these regularly, so if it isn't here, please ask us and we will still probably be able to help. If in doubt, please use this Contact us link and let us know what you are wanting. We research the whole of market, which means we work with the main leading insurance companies. We're proud to have a vast range of options for our clients, so we can build affordable & suitable packages.


At CoverMyBubble, we know that different circumstances and budgets will mean looking at different policies from different providers. That is why our experienced agents make sure they meet your specific needs correctly. We take every precaution possible and are not looking for a quick sale, like some other brokers with poor ethics (you'll be surprised how many are out there!). That is why the well known providers work with us. Our ethics mean we want to be with you for the life of your policy. Here to help when needed and maybe provide add-ons for new eventualities or insure the material things in life for you.


Accidents can and do happen. Fracture cover provides valuable protection against up to 18 fractures, ligament tears, tendon ruptures or dislocations over a 12-month period. It will potentially pay out a lump sum of up to 6000 giving you financial help while you recover from your injury. You can use your lump sum how you wish, but you may be unable to work due to your injury so some of the pay out could be used to help pay for regular outgoings. Football and skiing injuries are covered in this policy.